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1900 Sutherland Rd, Lynn Haven, FL 32444 Property Records

Bay County property record for 1900 Sutherland Rd, Lynn Haven, FL 32444

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,241 sqft · built 1996
Lot Size0.327 acres (14,249 sqft)
OwnerIndividual Name on File
Last Sale$111,000 (Jun 2014)
Tax Bill$169 (2024)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN11588-311-000

Property Details

APN / Parcel Number

Primary APN11588-311-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,241 sqft Heated Area
Gross Area2,964 sqft
1st Floor Area1,821 sqft
2nd Floor Area420 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area14,249 sqft (0.327 acres)
Garage Area400 sqft
DrivewayDriveway
Driveway Area736 sqft

Exterior Amenities

PorchPorch
Porch Area323 sqft
Patio Area628 sqft
FenceFence
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1900 SUTHERLAND RD
CityLYNN HAVEN
StateFL
Zip32444-5386
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOWAT HIGHLANDS PHASE IV LOT 36 BLK B ORB 3617 P 2284
Legal Range14W
Legal Township03S
Legal Section15
Legal SubdivisionMOWAT HIGHLANDS
Legal Phase4
Legal BlockB
Legal Lot Number36
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2013
Census Tract1301

Owner

1900 Sutherland Rd is owned and occupied by an individual who bought it in June 2014.

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1900 SUTHERLAND RD, LYNN HAVEN, FL 32444-5386
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2014 · Amount on File
Deed SaleJun 19, 2014 · Amount on File
Prior SaleJun 19, 2014 · Amount on File
Deed Document Number2014033064
Deed Book / Page3617 / 2284
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address1900 SUTHERLAND RD, LYNN HAVEN, FL 32444-5386
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1900 SUTHERLAND RD, LYNN HAVEN, FL 32444-5386

Mortgage

Document Number0043530703
DateJan 20, 2021
Book Page4353/703
Instrument2021004432
Lender
NameKLOZE
TypePrivate Party
Address2455 E SUNRISE BLVD PH 1, FORT LAUDERDALE, FL 33304
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityLynn Haven City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$212,903$269,834 Land $63,500 Building $206,334
2024$169.00 (+9.74%)
2023$154.00 (-93.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$200,877 (+3%)$248,062 (+18.33%) Land $48,755 Building $199,307
2022$2,206.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$195,026$209,630 Land $37,839 Building $171,791

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1900 Sutherland Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 325 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies325 in force
Nearby Flood Claims60 (1998–2021)
Claims Outside the SFHA27 of 60
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Hurricane Michael, Oct 2018 · 48 claims
  • Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1900 Sutherland Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN HAVEN, CITY OF WATER SYSTEM
serves 23,380 people · EPA ID FL1030435
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionNov 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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