1801 Sutherland Rd, Lynn Haven, FL 32444 Property Records

Bay County property record for 1801 Sutherland Rd, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,854 sqft · built 1993
Lot Size	0.379 acres (16,518 sqft)
Owner	Individual Name on Record
Last Sale	$173,000 (Mar 2017)
Tax Bill	$2,122 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11588-128-000`

Property Details

APN / Parcel Number

Primary APN	`11588-128-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,854 sqft Heated Area
Gross Area	2,528 sqft
1st Floor Area	1,854 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	16,518 sqft (0.379 acres)
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	720 sqft
Porch	Porch
Porch Area	212 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1801 SUTHERLAND RD
City	LYNN HAVEN
State	FL
Zip	32444-5361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOWAT HIGHLANDS PHASE I LOT 15 BLK G MAP 103A ORB 3882 P 670
Legal Range	14W
Legal Township	03S
Legal Section	15
Legal Subdivision	MOWAT HIGHLANDS
Legal Phase	1
Legal Block	G
Legal Lot Number	15
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2013
Census Tract	1301

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1801 SUTHERLAND RD, LYNN HAVEN, FL 32444-5361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Mar 16, 2017	Special Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2017 · Amount on Record
Deed Sale	Mar 16, 2017 · Amount on Record
Prior Sale	Jul 11, 2002 · Amount on Record
Deed Document Number	2017014290
Deed Book / Page	3882 / 0670
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1801 SUTHERLAND RD, LYNN HAVEN, FL 32444-5361
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 SUTHERLAND RD, LYNN HAVEN, FL 32444-5361

Mortgage

Document Number	0044210357
Date	Jun 16, 2021
Book Page	4421/357
Instrument	2021045777

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 16, 2017
Property Address	1801 SUTHERLAND RD, LYNN HAVEN, FL 32444-5361
Document Number	0038820670
Book / Page	3882 / 0670
Map Reference	MB15 PG28
Instrument Date	Mar 13, 2017
Instrument	2017014290
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SHORE TO SHORE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1801 SUTHERLAND RD, LYNN HAVEN, FL 32444-5361

Mortgage

Document Number	2017014291
Date	Mar 16, 2017
Instrument	2017014291

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,122.00 (-1.03%) Homeowner's exemption	$182,714 (+5.99%)	$244,393 (+9.96%) Land $63,500 Building $180,893
2023	$2,144.00 (+9.89%) Homeowner's exemption	$172,393 (+3%)	$222,263 (+20.68%) Land $48,755 Building $173,508
2022	$1,951.00 Homeowner's exemption	$167,372	$184,175 Land $37,839 Building $146,336

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 325 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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