1902 E Troy St, Ferndale, MI 48220 Property Records

Oakland County property record for 1902 E Troy St, Ferndale, MI 48220 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 855 sqft · built 1929
Lot Size0.09 acres (3,920 sqft)
OwnerCompany Name on File
Tax Bill$1,454 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Feb 2026 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN24-25-35-203-009

Property Details

APN / Parcel Number

Primary APN24-25-35-203-009

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area855 sqft Living Area
1st Floor Area855 sqft

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions112 ft deep x 35 ft wide
PorchSlab
Porch Area125 sqft
Deck Area24 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSpace Heater
SewerMunicipal

Location & Zoning

Street Address1902 E TROY ST
CityFERNDALE
StateMI
Zip48220-2070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT1N, R11E, SEC 35 BADDER HTS SUB W 35 FT OF LOT 22, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section35
Legal SubdivisionBADDER HTS SUB
Legal Lot Number22
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1007
Census Tract173600

Owner

Source: Oakland County records · APN 24-25-35-203-009

Assessment roll updated February 4, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address28135 26 MILE RD, LENOX, MI 48048-2560
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2026Deed of Trust, Mortgage · Commercial Mortgage
RFLF 4 LLC
Feb 10, 2026Quit Claim Deed, Transfer
Quitclaim
Jul 12, 2022Intrafamily Transfer, Transfer
Nov 09, 2018Deed of Trust, Mortgage · Conventional with PMI
WDI LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 23, 2012
Deed SaleJul 23, 2012
Deed Document Number2012156049
Deed Book / Page44448 / 575
Last Transfer DateJun 28, 2022
Transfer Doc0000412739
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1902 E TROY ST, FERNDALE, MI 48220-2070
Transaction TypeMortgage
Record UpdatedMar 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2813526 MILE ROAD, LENOX, MI 48048

Mortgage

Document Number20260018143
DateFeb 10, 2026
Book Page60940/91
Instrument20260018143
Lender
NameRFLF 4 LLC
TypeNon-Lending Institution
AddressCHICAGO, IL 60606
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateFeb 10, 2026
Property Address1902 E TROY ST, FERNDALE, MI 48220-2070
Document Number20260018145
Book / Page60940 / 125
Map ReferenceLB 16 PG 6
Instrument DateFeb 06, 2026
Instrument20260018145
Transaction TypeTransfer
Record UpdatedMar 12, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address28135 26 MILE RD, LENOX, MI 48048-2560

Transferred To (Grantee/Buyer)

NameVerified Name
Address28135 26 MILE RD, LENOX, MI 48048-2560

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJul 12, 2022
Property Address1902 E TROY ST, FERNDALE, MI 48220-2070
Document Number0000412739
Book / Page57942 / 382
Map ReferenceLB 16 PG 8
Instrument DateJun 28, 2022
Instrument412739
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address28135 26 MILE RD, 28135, LENOX, MI 48048-2560

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address28135 26 MILE RD, LENOX, MI 48048-2560

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1902 E TROY ST, FERNDALE, MI 48220-2070
Document Number0000183325
Instrument DateNov 09, 2018
Transaction TypeMortgage
Record UpdatedDec 11, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address28135 26 MILE RD LENOX MI 480482560, LENOX, MI 48048-2560

Mortgage

Document Number0000183325
DateNov 09, 2018
Book Page052348/000053
Instrument183325
Lender
NameWDI LLC
Address1501 HEATHERWOOD DR, TROY, MI 48098-2678
Agreement
TypeConventional with PMI
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictHazel Park City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,454.00 (-15.76%)$61,990 (+14.35%)$123,980 (+14.35%)
2024$1,726.00 (+2.31%)
2023$54,210$108,420
2021$1,687.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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