Oakland County property record for 1894 E Troy St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,689 sqft · built 1929 |
| Lot Size | 0.181 acres (7,884 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $289,900 (Feb 2021) |
| Tax Bill | $8,291 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-35-203-008 |
| Primary APN | 24-25-35-203-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,689 sqft Living Area |
| 1st Floor Area | 965 sqft |
| Basement Area | 965 sqft |
| Unfinished Basement | 965 sqft |
| Game Room | Game Room |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,884 sqft (0.181 acres) |
| Lot Dimensions | 112 ft deep x 35 ft wide |
| Garage Area | 585 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 493 sqft |
| Deck Area | 78 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1894 E TROY ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-2069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 35 BADDER HTS SUB LOT 21, ALSO 1/2 OF VAC ALLEY ADJ TO SAME |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 35 |
| Legal Subdivision | BADDER HTS SUB |
| Legal Lot Number | 21 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 173600 |
Source: Oakland County records · APN 24-25-35-203-008
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1894 E TROY ST, FERNDALE, MI 48220-2069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Sep 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 01, 2021 · Amount on Record |
| Deed Sale | Feb 01, 2021 · Amount on Record |
| Prior Sale | Mar 24, 2015 · Amount on Record |
| Deed Document Number | 202125638 |
| Deed Book / Page | 55603 / 102 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 01, 2021 |
| Property Address | 1894 E TROY ST, FERNDALE, MI 48220-2069 |
| Document Number | 0000025638 |
| Book / Page | 55603 / 102 |
| Map Reference | LB 16 PG 8 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 25638 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,494.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1894 E TROY ST, 1894, FERNDALE, MI 48220-2069 |
| Name | Verified Name |
|---|---|
| Address | 1894 E TROY ST, FERNDALE, MI 48220-2069 |
| Document Number | 0055603104 |
|---|---|
| Date | Feb 01, 2021 |
| Instrument | 55603/104 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1894 E TROY ST, FERNDALE, MI 48220-2069 |
| Document Number | 0000177994 |
| Book / Page | 051105 / 000293 |
| Instrument Date | Sep 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1894 E TROY ST FERNDALE MI 482202069, FERNDALE, MI 48220-2069 |
| Document Number | 0000177994 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 051105/000293 |
| Instrument | 177994 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2047 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Hazel Park City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,291.00 (-2.69%) Homeowner's exemption | $173,900 (+10.24%) | $347,800 (+10.24%) |
| 2024 | $8,520.00 (+46.24%) | ||
| 2023 | $157,740 | $315,480 | |
| 2021 | $5,826.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · other causes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 722 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FERNDALE serves 22,105 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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