1897 E Troy St, Ferndale, MI 48220 Property Records

Oakland County property record for 1897 E Troy St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 961 sqft · built 1923
Lot Size	0.129 acres (5,619 sqft)
Owner	Company Name on Record
Last Sale	$69,900 (Feb 2018)
Tax Bill	$3,490 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-35-201-036`

Property Details

APN / Parcel Number

Primary APN	`24-25-35-201-036`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	961 sqft Living Area
1st Floor Area	961 sqft
Basement Area	961 sqft
Unfinished Basement	961 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Garage Area	369 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	141 sqft
Deck Area	14 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1897 E TROY ST
City	FERNDALE
State	MI
Zip	48220-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 35 BADDER HEIGHTS SUB W 15 FT OF LOT 19, ALSO E 35 FT OF LOT 20, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	35
Legal Subdivision	BADDER HEIGHTS SUB
Legal Lot Number	19-20
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1000
Census Tract	173600

Owner

Source: Oakland County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	30800 TELEGRAPH RD, 2975, BINGHAM FARMS, MI 48025-4594
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage FIRST NAT'L BK/HOWELL
Sep 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 9, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2018 · Amount on Record
Deed Sale	Feb 9, 2018 · Amount on Record
Deed Document Number	201821360
Deed Book / Page	51547 / 802
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1897 E TROY ST, FERNDALE, MI 48220-2016
Document Number	0000251405
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25925 TELEGRAPH RD #202 SOUTHFIELD MI 480332527, 202, SOUTHFIELD, MI 48033-2527

Mortgage

Document Number	0000251405
Date	Nov 30, 2020
Book Page	055249/000809
Instrument	251405

Lender

Name	FIRST NAT'L BK/HOWELL
Type	Bank
Address	HOWELL, MI 48844-0800

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 29, 2025

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 2, 2020
Property Address	1897 E TROY ST, FERNDALE, MI 48220-2016
Document Number	0000177078
Book / Page	054762 / 000060
Instrument Date	Aug 31, 2020
Instrument	177078
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25925 TELEGRAPH RD #202 SOUTHFIELD MI 480332527, 202, SOUTHFIELD, MI 48033-2527

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 9, 2018
Property Address	1897 E TROY ST, FERNDALE, MI 48220-2016
Document Number	0000021360
Book / Page	051547 / 000802
Instrument Date	Feb 7, 2018
Instrument	21360
Transaction Type	Transfer
Record Updated	May 9, 2018

Transaction

Amount	Amount Recorded
Tax	$601.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25925 TELEGRAPH RD #202 SOUTHFIELD MI 480332527, 202, SOUTHFIELD, MI 48033-2527

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Hazel Park City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,490.00 (-0.71%)	$81,660 (+14.55%)	$163,320 (+14.55%)
2024	$3,515.00 (+1.88%)
2023		$71,290	$142,580
2021	$3,450.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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