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1902 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 1902 E 4th St, Waterloo, IA 50703 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1896
Square Footage1,240 sqft Living Area
Lot Size4,340 sqft (0.1 acres)
GarageDetached, 264 sqft
OccupancyOwner Occupied
Tax Bill$1,034.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-13-376-011

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,240 sqft Living Area
1st Floor572 sqft 1st Floor
Basement Area572 sqft Basement
Game RoomGame Room
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1896
Effective Year BuiltEffective 1896
Exterior MaterialAluminum Siding Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area4,340 sqft (0.1 acres)
Depth X Width70 ft x 62 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area264 sqft Garage
Porch1 Porch
Porch Area160 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1902 E 4TH ST
CityWATERLOO
StateIA
Zip50703-2606
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMANSONS THIRD ADDITION W 70 FT LOT 1 BLK 7
Legal Range13W
Legal Township89N
Legal Section13
Legal SubdivisionMANSONS THIRD ADDITION
Legal Block7
Legal Lot Number1
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2034
Census Tract1701

Owner

Source: Black Hawk County records · APN 8913-13-376-011

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1902 E 4TH ST, WATERLOO, IA 50703-2606
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 30, 2008
Deed SaleJul 30, 2008
Deed Doc Number20082009002399
Record RefreshedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Recording DateAug 10, 2026
Property Address1902 E 4TH ST, WATERLOO, IA 50703-2606
Document Number0000012021
Instrument DateJun 23, 2026
Instrument202612021
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1902 E 4TH ST, WATERLOO, IA 50703-2606

Mortgage

Document Number0000012021,
DateAug 10, 2026
Instrument202612021
Lender
NameCITY OF WACO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.53%
Max Rate-1%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,034.00 (-2.73%) Homeowner's exemption$58,370 (+20.15%) Land $5,430 Building $52,940$58,370 (+20.15%) Land $5,430 Building $52,940
2024$1,063.00 (+4.83%)
2023$48,580 (+32.05%) Land $5,430 Building $43,150$48,580 (+32.05%) Land $5,430 Building $43,150
2022$1,014.00 Homeowner's exemption$36,790 Land $5,430 Building $31,360
2021$36,790 Land $5,430 Building $31,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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