1821 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 1821 E 4th St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1926
Square Footage900 sqft Living Area
Lot Size7,700 sqft (0.177 acres)
GarageAttached, 262 sqft
Tax Bill$1,242.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-13-356-005

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area900 sqft Living Area
1st Floor900 sqft 1st Floor
Basement Area900 sqft Basement
Finished Basement240 sqft Finished
Game RoomGame Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,700 sqft (0.177 acres)
Depth X Width140 ft x 55 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area262 sqft Garage
Patio Area209 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1821 E 4TH ST
CityWATERLOO
StateIA
Zip50703-2603
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRICKER AND BRATNOBERS ADDITION LOT 5 BLK 2
Legal Range13W
Legal Township89N
Legal Section13
Legal SubdivisionRICKER AND BRATNOBERS ADDITION
Legal Block2
Legal Lot Number5
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2029
Census Tract1701

Owner

Source: Black Hawk County records · APN 8913-13-356-005

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address914 SUMNER ST, WATERLOO, IA 50703-3360
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 05, 2020Deed of Trust, Mortgage · Line of Credit
DEERE EMPLOYEES CU
May 16, 2019Deed of Trust, Mortgage · Stand Alone Refinance
UNITE CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1821 E 4TH ST, WATERLOO, IA 50703-2603
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000021405
DateJun 05, 2020
Instrument202000021405
Lender
NameDEERE EMPLOYEES CU
TypeCredit Union
AddressMOLINE, IL 61266
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueJun 25, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1821 E 4TH ST, WATERLOO, IA 50703-2603
Transaction TypeMortgage
Record UpdatedJun 12, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900017018
DateMay 16, 2019
Instrument201900017018
Lender
NameUNITE CU
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term97 Months
DueJun 01, 2027

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,242.00$67,410 (+17.75%) Land $6,880 Building $60,530$67,410 (+17.75%) Land $6,880 Building $60,530
2024$1,242.00 (+31.29%)
2023$57,250 (+33.05%) Land $6,880 Building $50,370$57,250 (+33.05%) Land $6,880 Building $50,370
2022$946.00$43,030 Land $6,880 Building $36,150
2021$43,030 Land $6,880 Building $36,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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