1820 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 1820 E 4th St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1905
Square Footage	1,154 sqft Living Area
Lot Size	5,600 sqft (0.129 acres)
Tax Bill	$918.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-13-379-017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,154 sqft Living Area
1st Floor	624 sqft 1st Floor
Basement Area	624 sqft Basement
Game Room	Game Room
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	5,600 sqft (0.129 acres)
Depth X Width	140 ft x 40 ft Depth x Width
Porch	1 Porch
Porch Area	160 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1820 E 4TH ST
City	WATERLOO
State	IA
Zip	50703-2604
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MANSONS SECOND ADDITION N 20 FT LOT 4 BLK 6 S 20 FT LOT 5 BLK 6
Legal Range	13W
Legal Township	89N
Legal Section	13
Legal Subdivision	MANSONS SECOND ADDITION
Legal Block	6
Legal Lot Number	4,5
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2035
Census Tract	1701

Owner

Source: Black Hawk County records · APN 8913-13-379-017

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2653 SARATOGA DR, WATERLOO, IA 50702-5144
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1820 E 4TH ST, WATERLOO, IA 50703-2604
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700014034
Date	Feb 06, 2017
Instrument	2017-00014034

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52410

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	2 Months
Due	Apr 01, 2017

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$918.00	$50,320 (+18.9%) Land $5,000 Building $45,320	$50,320 (+18.9%) Land $5,000 Building $45,320
2024	$918.00 (+30.03%)
2023		$42,320 (+31.8%) Land $5,000 Building $37,320	$42,320 (+31.8%) Land $5,000 Building $37,320
2022	$706.00	$32,110 Land $5,000 Building $27,110
2021			$32,110 Land $5,000 Building $27,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.