1818 4th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 1818 4th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,947 sqft · built 2022
Lot Size	0.292 acres (12,750 sqft)
Owner	2 Company Names on Record
Last Sale	$1,700,000 (Apr 2025)
Tax Bill	$18,290 (2024)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`10157.3990-9`

Property Details

APN / Parcel Number

Primary APN	`10157.3990-9`
Alternative APN	`3418181015739909`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	2,947 sqft Living Area
Gross Area	4,392 sqft

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,750 sqft (0.292 acres)
Terrain	Low
Garage Type	Attached
Garage Area	803 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3418181015739909
Street Address	1818 4TH ST E
City	PALMETTO
State	FL
Zip	34221-2475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PL_PD-MU
Legal Description	LOT 198 SANCTUARY COVE PI#10157.3990/9
Legal Range	18E
Legal Township	34S
Legal Section	18
Legal Subdivision	SANCTUARY COVE
Legal Tract	1015700
Legal Block	1043
Legal Lot Number	198
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1022
Census Tract	1904

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	1818 4TH ST E, PALMETTO, FL 34221-2475
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2025	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Aug 2, 2021	Special Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Apr 21, 2025 · Amount on Record
Deed Sale	Apr 21, 2025 · Amount on Record
Prior Sale	Aug 2, 2021 · Amount on Record
Deed Document Number	202541049771
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 21, 2025
Property Address	1818 4TH ST E, PALMETTO, FL 34221-2475
Document Number	0041049771
Map Reference	MB 54 PG 71
Instrument Date	Apr 18, 2025
Instrument	202541049771
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	ABI ROAD LAND & TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1635 HAMIOTA RDG, MILTON, GA 30004-8084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1818 4TH ST E, PALMETTO, FL 34221-2475

Mortgage

Document Number	0041049772
Date	Apr 21, 2025
Instrument	202541049772

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Aug 2, 2021
Property Address	1818 4TH ST E, PALMETTO, FL 34221-2475
Document Number	0041102203
Map Reference	MB 54 PG 71
Instrument Date	Jul 30, 2021
Instrument	202141102203
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	923 N PENNSYLVANIA AVE, WINTER PARK, FL 32789-2456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2303 14TH ST W, PALMETTO, FL 34221-2957

Mortgage

Document Number	0041102204
Date	Aug 2, 2021
Instrument	202141102204

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Palmetto City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$951,975 (+4.05%) Land $276,250 Building $675,725	$951,975 (+4.05%) Land $276,250 Building $675,725
2024	$18,290.00 (+1.24%)
2023	$18,066.00 (+227.05%) Homeowner's exemption	$914,941 (+306.64%) Land $229,500 Building $685,441	$914,941 (+306.64%) Land $229,500 Building $685,441
2022	$5,524.00	$225,000 Land $225,000	$225,000 Land $225,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 157 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 in force
Nearby Flood Claims	124 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 72 claims Hurricane Idalia, Aug 2023 · 6 claims Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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