1901 Gray St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 1901 Gray St, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1930
Square Footage1,116 sqft Living Area
Lot Size6,000 sqft (0.137 acres)
OccupancyOwner Occupied
Last Sale$175,000 (2022)
Tax Bill$6,943.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 49.69-1-20
Alternative APN
  • 150004906900010200000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,116 sqft Living Area
1st Floor684 sqft 1st Floor
Upper Floors432 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area6,000 sqft (0.137 acres)
Depth X Width80 ft x 75 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area260 sqft Garage
Porch Area129 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1901 GRAY ST
CitySCHENECTADY
StateNY
Zip12306-4822
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description9 PARTS OF 2 WOOD AND GARAGE
Legal Block1
Legal Lot Number20.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup1
Census Block1009
Census Tract33200

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.69-1-20

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1901 GRAY ST, SCHENECTADY, NY 12306-4822
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2022Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALIBER HOME LOANS INC
Mar 10, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 15, 2022 · Amount on Record
Deed SaleFeb 15, 2022 · Amount on Record
Prior SaleMar 10, 2021 · Amount on Record
Deed Doc Number20228224
Deed Book / Page2078 / 828
Record RefreshedJun 08, 2026

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateFeb 15, 2022
Property Address1901 GRAY ST, SCHENECTADY, NY 12306-4822
Document Number0000008224
Book / Page2078 / 828
Instrument DateFeb 11, 2022
Instrument202208224
Transaction TypeTransfer
Record UpdatedMar 03, 2022
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address12942 133RD ST, 12942, SOUTH OZONE PARK, NY 11420-3402

Transferred To (Grantee/Buyer)

NameVerified Name
Address560 BRUNSWICK RD, TROY, NY 12180-6903

Mortgage

Document Number0000008225
DateFeb 15, 2022
Instrument202208225
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 10, 2021
Property Address1901 GRAY ST, SCHENECTADY, NY 12306-4822
Document Number0000009523
Book / Page2053 / 833
Instrument DateFeb 09, 2021
Instrument202109523
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
Tax$248.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1901 GRAY ST, 1901, SCHENECTADY, NY 12306

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 42 133 STREET SOUTH, OZONE PARK, NY 11420

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,943.00 (+23.37%)$139,400 (-) Land $17,900 Building $121,500$230,833 (+30.82%) Land $29,641 Building $201,192
2023$139,400 (-) Land $17,900 Building $121,500$176,456 (+3.8%) Land $22,658 Building $153,798
2022$139,400 Land $17,900 Building $121,500$170,000 Land $21,829 Building $148,171
2021$5,628.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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