Schenectady County and Schenectady City property record for 1915 Gray St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1930 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $11,000 (Jun 2017) |
| Tax Bill | $4,709 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jul 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.69-1-21 |
| Primary APN | 421500 49.69-1-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 528 sqft |
| 2nd Floor Area | 432 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 80 ft deep x 75 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Shed | 1 Shed |
| Canopy | 18 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1915 GRAY ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-4822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 9 PARTS OF 2 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 21.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 33200 |
Source: Schenectady County and Schenectady City records · APN 421500 49.69-1-21
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1915 GRAY ST, SCHENECTADY, NY 12306-4822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2022 | Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CORP |
| Jul 23, 2019 | Deed of Trust, Mortgage BANK OF GREENE CNTY |
| Jun 01, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jun 01, 2017 | Quit Claim Deed, Transfer · Commercial Mortgage THE BANK OF GREENE COUNTY |
| Jun 01, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jan 05, 2017 | Grant Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 01, 2017 · Amount on Record |
| Deed Sale | Jun 01, 2017 · Amount on Record |
| Prior Sale | Feb 07, 2001 · Amount on Record |
| Deed Document Number | 201724280 |
| Deed Book / Page | 1963 / 585 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 24, 2022 |
| Property Address | 1915 GRAY ST, SCHENECTADY, NY 12306-4822 |
| Document Number | 0000056149 |
| Book / Page | 2095 / 342 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 202256149 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $568.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 VAN RYN AVE, 109, SCHENECTADY, NY 12304-1915 |
| Name | Verified Name |
|---|---|
| Address | 9 MYRTLE AVE, SCHENECTADY, NY 12304-3303 |
| Document Number | 0000056152 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 202256152 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1915 GRAY ST, SCHENECTADY, NY 12306-4822 |
| Document Number | 0000033274 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1915 GRAY ST SCHENECTADY NY 123064822, SCHENECTADY, NY 12306-4822 |
| Document Number | 0000033274 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 004926/000700 |
| Instrument | 33274 |
| Name | BANK OF GREENE CNTY |
|---|---|
| Type | Bank |
| Address | CATSKILL, NY 12414 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jul 25, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 01, 2017 |
| Property Address | 1915 GRAY ST, SCHENECTADY, NY 12306-4822 |
| Document Number | 0019630581 |
| Book / Page | 001963 / 000581 |
| Instrument Date | May 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 JAY ST #201 SCHENECTADY NY 123051905, 201, SCHENECTADY, NY 12305-1905 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 01, 2017 |
| Property Address | 1915 GRAY ST, SCHENECTADY, NY 12306-4822 |
| Document Number | 0000024280 |
| Book / Page | 1963 / 585 |
| Instrument Date | May 30, 2017 |
| Instrument | 201724280 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $44.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 JAY ST, 105, SCHENECTADY, NY 12305-1905 |
| Name | Verified Name |
|---|---|
| Address | 109 VAN RYN AVE, SCHENECTADY, NY 12304-1915 |
| Document Number | 0000024282 |
|---|---|
| Date | Jun 01, 2017 |
| Book Page | 4763/636 |
| Instrument | 201724282 |
| Name | THE BANK OF GREENE COUNTY |
|---|---|
| Type | Bank |
| Address | CATSKILL, NY 12414 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 01, 2017 |
| Property Address | 1915 GRAY ST, SCHENECTADY, NY 12306-4822 |
| Document Number | 0000024279 |
| Book / Page | 001963 / 000582 |
| Instrument Date | May 30, 2017 |
| Instrument | 24279 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 05, 2017 |
| Property Address | 1915 GRAY ST, SCHENECTADY, NY 12306-4822 |
| Document Number | 0000000718 |
| Book / Page | 001953 / 000799 |
| Instrument Date | Dec 28, 2016 |
| Instrument | 718 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,709.00 (+5.28%) | $90,600 (-) Land $13,600 Building $77,000 | $150,025 (+30.82%) Land $22,520 Building $127,505 |
| 2023 | $90,600 (-) Land $13,600 Building $77,000 | $114,684 (+3.8%) Land $17,215 Building $97,469 | |
| 2022 | $90,600 Land $13,600 Building $77,000 | $110,488 Land $16,585 Building $93,903 | |
| 2021 | $4,473.00 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2003 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: Greenlight Networks Holding.
Based on FCC filings for 844 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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