1870 Gray St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 1870 Gray St, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Year Built	Built 1920
Square Footage	1,785 sqft Living Area
Lot Size	11,300 sqft (0.259 acres)
Garage	Detached, 500 sqft
Occupancy	Owner Occupied
Tax Bill	$5,306.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 49.77-1-24.1`
Alternative APN	`150004907700010240010000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,785 sqft Living Area
1st Floor	1,020 sqft 1st Floor
Upper Floors	765 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cottage Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	11,300 sqft (0.259 acres)
Depth X Width	113 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	500 sqft Garage
Patio Area	196 sqft Patio
Porch	1 Porch
Porch Area	240 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1870 GRAY ST
City	SCHENECTADY
State	NY
Zip	12306-4821
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TO 165 & 174, 175 2 WOOD AND GARAGE
Legal Block	1
Legal Lot Number	24.001
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	1
Census Block	1011
Census Tract	33200

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.77-1-24.1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1870 GRAY ST, SCHENECTADY, NY 12306-4821
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 13, 2004
Transfer Doc	1672000730
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,306.00 (+8.46%)	$112,100 (-) Land $16,800 Building $95,300	$185,627 (+30.82%) Land $27,819 Building $157,808
2023		$112,100 (-) Land $16,800 Building $95,300	$141,899 (+3.8%) Land $21,266 Building $120,633
2022		$112,100 Land $16,800 Building $95,300	$136,707 Land $20,488 Building $116,219
2021	$4,892.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.