1801 Eldridge Ave, Bellingham, WA 98225 Property Records

Whatcom County property record for 1801 Eldridge Ave, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,906 sqft · built 1895
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$646,500 (Feb 2018)
Tax Bill	$12,844 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`549450`

Property Details

APN / Parcel Number

Primary APN	`549450`
Alternative APNs	`380225 365476 0000` `53085`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,906 sqft Living Area
1st Floor Area	1,453 sqft
2nd Floor Area	1,202 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	133 sqft
Deck Area	234 sqft

Utilities, Heating & Cooling

Heating System	Solar

Location & Zoning

Account Number	549450
Street Address	1801 ELDRIDGE AVE
City	BELLINGHAM
State	WA
Zip	98225-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5.0
Legal Description	SUPPLEMENTAL MAP OF WHATCOM ALL LOT 14-E 10 FT OF LOT 15 BAY VIEW BLK
Legal Range	02
Legal Township	38
Legal Section	25
Legal Subdivision	SUPPLEMENTAL MAP OF WHATCOM
Legal Lot Number	14
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1019
Census Tract	402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Eldridge Avenue Historic District listed 1979 · 684 contributing resources · NRIS 79002566

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1801 Eldridge Ave is owned and occupied by two individuals who bought it in February 2018.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1801 ELDRIDGE AVE, BELLINGHAM, WA 98225-2201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 28, 2018	Warranty Deed, Transfer CHASE BK/MD
Jun 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2018 · Amount on File
Deed Sale	Feb 28, 2018 · Amount on File
Prior Sale	Jun 30, 2017
Deed Document Number	2018-0202875
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1801 ELDRIDGE AVE, BELLINGHAM, WA 98225-2201
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202807
Date	Feb 24, 2022
Instrument	2022-0202807

Lender

Name	CELEBRITY HOME LOANS LLC
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 10, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1801 ELDRIDGE AVE, BELLINGHAM, WA 98225-2201
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210602511
Date	Jun 14, 2021
Instrument	2021-0602511

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1801 ELDRIDGE AVE, BELLINGHAM, WA 98225-2201
Document Number	2200704587
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1801 ELDRIDGE AVE BELLINGHAM WA 982252201, BELLINGHAM, WA 98225-2201

Mortgage

Document Number	2200704587
Date	Jul 28, 2020
Instrument	704587

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 28, 2018
Property Address	1801 ELDRIDGE AVE, BELLINGHAM, WA 98225-2201
Document Number	2180202875
Instrument Date	Feb 23, 2018
Instrument	202875
Transaction Type	Transfer
Record Updated	Mar 12, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,512.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1801 ELDRIDGE AVE BELLINGHAM WA 982252201, BELLINGHAM, WA 98225-2201

Mortgage

Document Number	2180202876
Date	Feb 28, 2018
Instrument	202876

Lender

Name	CHASE BK/MD
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2048

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 30, 2017
Property Address	1801 ELDRIDGE AVE, BELLINGHAM, WA 98225-2201
Document Number	2170604203
Instrument Date	Jun 30, 2017
Instrument	604203
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1134 FINNEGAN WAY #203 BELLINGHAM WA 982256653, 203, BELLINGHAM, WA 98225-6653

Tax Assessment & Valuation

The 2025 property tax bill for 1801 Eldridge Ave was $12,844.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,844.00	$1,570,468 Land $549,392 Building $1,021,076	$1,570,468 Land $549,392 Building $1,021,076
2022		$1,347,878 Land $471,524 Building $876,354	$1,347,878 Land $471,524 Building $876,354
2021	$7,639.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1801 Eldridge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1801 Eldridge Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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