Bay County property record for 1901 E 15th St, Panama City, FL 32405
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 4,127 sqft · built 1959 |
| Lot Size | 8.27 acres (360,241 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,891 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14721-000-000 |
| Primary APN | 14721-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 17 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 4,127 sqft Total Area |
| Gross Area | 4,858 sqft |
| 1st Floor Area | 20,908 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 360,241 sqft (8.27 acres) |
| Porch | Porch |
| Porch Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1901 E 15TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-6113 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | IND2 |
| Legal Description | 34 3S 14W -100- 104D ST A B DEV CO PLAT THAT PART OF LOTS 106,118, 119 122, & 123 LYING S OF RR R/W & N OF 15TH ST R/W & LESS PCL -100.5- ORB 351 P 266 ORB 3648 P 514 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 34 |
| Legal Subdivision | ST A B DEV CO PLAT |
| Legal Lot Number | 106 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1600 |
1901 E 15th St, commercial vacant land, is owned by a company that acquired it in August 2014.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3520 PIEDMONT RD NE, 410, ATLANTA, GA 30305-1512 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 21, 2014 |
| Transfer Doc | 0036480514 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1901 E 15th St was $3,891, up 0.2% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,891.00 (+0.21%) | $314,469 Land $314,467 Building $2 | $314,469 Land $314,467 Building $2 |
| 2024 | $3,883.00 (-1.37%) | ||
| 2023 | $3,937.00 (+8.7%) | $314,468 (-) Land $314,466 Building $2 | $314,468 (-) Land $314,466 Building $2 |
| 2022 | $3,622.00 | $314,468 Land $314,466 Building $2 | $314,468 Land $314,466 Building $2 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1901 E 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 6 (1984–2018) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1901 E 15th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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