Bay County property record for 1230 E 15th St, Panama City, FL 32405
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 1 bd · 1 ba |
| Lot Size | 0.128 acres (5,576 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Aug 2021) |
| Tax Bill | $442 (2025) |
| Deeds & Mortgages | Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 16753-000-000 |
| Primary APN | 16753-000-000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Lot Area | 5,576 sqft (0.128 acres) |
|---|---|
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Street Address | 1230 E 15TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-6132 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | PC09 |
| Legal Description | LOUIS TRACT LOT 9 BLK 2 ORB 4451 P 1490 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | LOUIS TRACT |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1600 |
1230 E 15th St, commercial vacant land, is owned by an individual who bought it in August 2021.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2510 PARKWOOD DR, PANAMA CITY, FL 32405-4443 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2021 · Amount on File |
| Deed Sale | Aug 25, 2021 · Amount on File |
| Deed Document Number | 2021065227 |
| Deed Book / Page | 4451 / 1490 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 25, 2021 |
| Property Address | 1230 E 15TH ST, PANAMA CITY, FL 32405-6132 |
| Document Number | 0044511490 |
| Book / Page | 4451 / 1490 |
| Map Reference | MB 2 PG 41 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 2021065227 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY |
| Amount | Amount on Record |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11241 58TH AVE, SEMINOLE, FL 33772-7213 |
| Name | Verified Name |
|---|---|
| Address | 2510 PARKWOOD DR, PANAMA CITY, FL 32405-4443 |
The 2025 property tax bill for 1230 E 15th St was $442.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $442.00 | $28,000 Land $28,000 | $28,000 Land $28,000 |
| 2023 | $609.00 (+12.36%) | $28,000 (+25%) Land $28,000 | $28,000 (+25%) Land $28,000 |
| 2022 | $542.00 | $22,400 Land $22,400 | $22,400 Land $22,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1230 E 15th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Oct 1995 · Hurricane Opal |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1230 E 15th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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