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1900 E 15th St, Panama City, FL 32405 Property Records

Bay County property record for 1900 E 15th St, Panama City, FL 32405

Property Summary

Property TypeCommercial Office
Details7,631 sqft · built 1996
Lot Size11.1 acres (487,697 sqft)
OwnerCompany Name on File
Last Sale$850,000 (Dec 2022)
Tax Bill$9,912 (2025)
Deeds & MortgagesDec 2022 Sale
Flood ZoneZone AE (high risk)
APN16060-010-000

Property Details

APN / Parcel Number

Primary APN16060-010-000

Interior

Total Rooms1 Room
Units2 Units
Stories1 Story
Building Area7,631 sqft Gross Area
1st Floor Area18,600 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialMetal
Construction TypeSteel Frame
Fire ResistanceFireproof Steel Frame
Roof TypeSawtooth
Roof MaterialMetal
Lot Area487,697 sqft (11.1 acres)
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1900 E 15TH ST
CityPANAMA CITY
StateFL
Zip32405-5404
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodePC12
Legal Description3 4S 14W -237.1-105A BEG WLY R/W L A & ST. A.B. R.R & S RW L 15TH ST W550 S720 E TO PT 25 W OF RR RW NW150FT E TO WLY RW RR NLY ALG RR RW TO POB LESS DITCH ESMT SUBJ TO GULF POWER ESMNT AS PER ORB 1406 P 578 SUB TO DOT ESMT ORB 4598 P2310 ORB 4641 P
Legal Range14W
Legal Township04S
Legal Section03
Legal BlockR
Legal Lot Number15
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2000
Census Tract1700

Owner

1900 E 15th St, a commercial property, is owned by a company that acquired it in September 2025.

Source: Bay County records, as of January 5, 2026

Owner of RecordCompany Name on File
Mailing Address1901 N EAST AVE, PANAMA CITY, FL 32405-6213
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2022 · Amount on File
Deed SaleDec 19, 2022 · Amount on File
Deed Document Number202289428
Deed Book / Page4641 / 425
Last Transfer DateSep 25, 2025
Transfer Doc0000055629
Record UpdatedSep 20, 2026

December 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBAY FL
Recording DateDec 19, 2022
Property Address1900 E 15TH ST, PANAMA CITY, FL 32405-5404
Document Number0046410425
Book / Page4641 / 425
Instrument DateDec 16, 2022
Instrument2022089428
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$5,950.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3237 SATELLITE BLVD # 201, 201, DULUTH, GA 30096-2381

Transferred To (Grantee/Buyer)

NameVerified Name
Address1901 N EAST AVE, PANAMA CITY, FL 32405-6213

Tax Assessment & Valuation

The 2025 property tax bill for 1900 E 15th St was $9,912, up 34.5% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,912.00 (+34.53%)$627,626 Land $465,754 Building $161,872$627,626 Land $465,754 Building $161,872
2024$7,368.00 (-4.86%)
2023$7,744.00 (-6.1%)$465,753 (-13.81%) Land $465,753$465,753 (-13.81%) Land $465,753
2022$8,247.00$540,356 Land $465,753 Building $74,603$540,356 Land $465,753 Building $74,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1900 E 15th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation34.0 ft
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1983–2018)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1900 E 15th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Verizon.

Nearby Properties on E 15th St

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