1901 Belford Dr, Frederick, MD 21702 Property Records

Frederick County property record for 1901 Belford Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,626 sqft · built 2004
Lot Size	0.299 acres (13,055 sqft)
Owner	2 Individual Names on Record
Last Sale	$489,000 (Aug 2018)
Tax Bill	$9,308 (2023)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-246481`

Property Details

APN / Parcel Number

Primary APN	`02-246481`
Alternative APN	`246481`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,626 sqft Total Area
1st Floor Area	1,758 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,055 sqft (0.299 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	95 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	246481
Street Address	1901 BELFORD DR
City	FREDERICK
State	MD
Zip	21702-3294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 201 SECTION 1 PLAT 3-13,055 SQ. FT. CLOVER RIDGE
Legal Subdivision	CLOVER RDG
Legal Lot Number	201
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2014
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1901 BELFORD DR, FREDERICK, MD 21702-3294
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · Line of Credit SPECTRA CREDIT UNION
Jan 26, 2021	Deed of Trust, Mortgage · Line of Credit NRL FCU
Sep 30, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 9, 2018	Grant Deed, Transfer · Conventional with PMI FIRST HM MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2018 · Amount on Record
Deed Sale	Aug 9, 2018 · Amount on Record
Prior Sale	Jul 1, 2009 · Amount on Record
Deed Document Number	0012562403
Deed Book / Page	12562 / 403
Record Updated	Jun 7, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1901 BELFORD DR, FREDERICK, MD 21702-3294
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 BELFORD DR, FREDERICK, MD 21702-3294

Mortgage

Document Number	0162870136
Date	Jan 6, 2023
Book Page	16287/136

Lender

Name	SPECTRA CREDIT UNION
Address	ALEXANDRIA, VA 22312

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1901 BELFORD DR, FREDERICK, MD 21702-3294
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SINGLE SOURCE PROPERTY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 BELFORD DR, FREDERICK, MD 21702-3294

Mortgage

Document Number	0144890135
Date	Jan 26, 2021
Book Page	14489/135

Lender

Name	NRL FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22312

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 8, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1901 BELFORD DR, FREDERICK, MD 21702-3294
Document Number	0132660111
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	CAMPUS TITLE COMPANY LLC, CAMPUS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1901 BELFORD DR FREDERICK MD 217023294, FREDERICK, MD 21702-3294

Mortgage

Document Number	0132660111
Date	Oct 10, 2019
Book Page	013266/000111

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 9, 2018
Property Address	1901 BELFORD DR, FREDERICK, MD 21702-3294
Document Number	0125620403
Book / Page	012562 / 000403
Instrument Date	Jul 31, 2018
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	CLEAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$489.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1901 BELFORD DR FREDERICK MD 217023294, FREDERICK, MD 21702-3294

Mortgage

Document Number	125620410
Date	Aug 9, 2018
Book Page	012562/000410

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,308.00	$512,900	$650,700 Land $110,800 Building $539,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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