1910 Belford Dr, Frederick, MD 21702 Property Records

Frederick County property record for 1910 Belford Dr, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,490 sqft · built 2004
Lot Size0.183 acres (7,965 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Oct 2016)
Tax Bill$8,816 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN02-246589

Property Details

APN / Parcel Number

Primary APN02-246589
Alternative APN
  • 246589

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,490 sqft Living Area
Gross Area3,890 sqft
1st Floor Area1,462 sqft
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,965 sqft (0.183 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number246589
Street Address1910 BELFORD DR
CityFREDERICK
StateMD
Zip21702-3282
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLOT 232 SECTION 1 PLAT 3-7,965 SQ. FT. CLOVER RIDGE
Legal SubdivisionCLOVER RDG
Legal Lot Number232
JurisdictionFREDERICK MD
Township / Civil Division21, TUSCARORA
Census Block Group2
Census Block2007
Census Tract751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1910 Belford Dr is owned and occupied by two individuals who bought it in October 2016.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1910 BELFORD DR, FREDERICK, MD 21702-3282
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2016 · Amount on File
Deed SaleOct 6, 2016 · Amount on File
Prior SaleAug 9, 2004 · Amount on File
Deed Book / Page11419 / 106
Transfer Doc0083240126
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1910 BELFORD DR, FREDERICK, MD 21702-3282
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanySTRATFORD TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1910 BELFORD DR, FREDERICK, MD 21702-3282

Mortgage

Document Number0155770229
DateDec 15, 2021
Book Page15577/229
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1910 Belford Dr was $8,816 with a homeowner's exemption, up 4.9% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$568,600 (+4.37%)$616,200 (+13.11%) Land $110,200 Building $506,000
2025$8,816.00 (+4.86%) Homeowner's exemption$544,800 Land $110,200 Building $434,600$544,800 Land $110,200 Building $434,600
2024$8,407.00 (+7.29%)
2023$7,836.00 Homeowner's exemption$454,467$544,800 Land $110,200 Building $434,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1910 Belford Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1910 Belford Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000

May also be available: Verizon.

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