1900 Belford Dr, Frederick, MD 21702 Property Records

Frederick County property record for 1900 Belford Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,612 sqft · built 2004
Lot Size	0.223 acres (9,737 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Aug 2021)
Tax Bill	$7,225 (2023)
Deeds & Mortgages	Nov 2022 Transfer Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-246627`

Property Details

APN / Parcel Number

Primary APN	`02-246627`
Alternative APN	`246627`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,612 sqft Total Area
1st Floor Area	1,456 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,737 sqft (0.223 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	54 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	246627
Street Address	1900 BELFORD DR
City	FREDERICK
State	MD
Zip	21702-3282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 301 SECTION 1 PLAT 3-9,737 SQ. FT. CLOVER RIDGE
Legal Subdivision	CLOVER RDG SUB SEC 1 3
Legal Lot Number	301
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2015
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1900 BELFORD DR, FREDERICK, MD 21702-3282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Intrafamily Transfer, Transfer
Aug 9, 2021	Deed, Transfer · Conventional Mortgage APEX MORTGAGE LLC
May 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021 · Amount on Record
Deed Sale	Aug 9, 2021 · Amount on Record
Prior Sale	Aug 9, 2021 · Amount on Record
Deed Document Number	0151700272
Deed Book / Page	15170 / 272
Last Transfer Date	Nov 28, 2022
Transfer Doc	0162370493
Record Updated	Jun 7, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Nov 28, 2022
Property Address	1900 BELFORD DR, FREDERICK, MD 21702-3282
Document Number	0162370493
Book / Page	16237 / 493
Map Reference	MB 75 PG 62
Instrument Date	Sep 7, 2022
Transaction Type	Transfer
Record Updated	Dec 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1900 BELFORD DR, FREDERICK, MD 21702-3282

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 9, 2021
Property Address	1900 BELFORD DR, FREDERICK, MD 21702-3282
Document Number	0151700272
Book / Page	15170 / 272
Map Reference	MB 75 PG 62
Instrument Date	Jun 1, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1900 BELFORD DR, FREDERICK, MD 21702-3282

Mortgage

Document Number	0015170281
Date	Aug 9, 2021
Instrument	15170/281

Lender

Name	APEX MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1900 BELFORD DR, FREDERICK, MD 21702-3282
Document Number	0142680274
Instrument Date	May 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 BELFORD DR FREDERICK MD 217023282, FREDERICK, MD 21702-3282

Mortgage

Document Number	0142680274
Date	Nov 13, 2020
Book Page	014268/000274

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,225.00	$435,933	$553,800 Land $110,400 Building $443,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

Nearby Properties on Belford Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures