19009 E 31st Ter Ct S, Independence, MO 64057 Property Records

Jackson County property record for 19009 E 31st Ter Ct S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,786 sqft · built 1994
Lot Size	0.476 acres (20,750 sqft)
Owner	Individual Name on Record
Tax Bill	$5,714 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-840-01-14`

Property Details

APN / Parcel Number

Primary APN	`25-840-01-14`
Alternative APNs	`25-840-01-14-00-0-00-000` `25840011400000001` `772640`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,786 sqft Living Area
1st Floor Area	1,045 sqft
Basement Area	1,436 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,750 sqft (0.476 acres)
Garage Type	Attached
Garage Area	669 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	600 sqft
Deck Area	306 sqft
Bath House	Bath House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	772640
Street Address	19009 E 31ST TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64057-3318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOTTINGHAM PLACE 1ST PLAT-LOTS 1-30 LOT 7
Legal Subdivision	NOTTINGHAM PLACE 1ST PLAT-LOTS 1-30
Legal Block	1
Legal Lot Number	7
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1004
Census Tract	14701

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19009 E 31ST TERRACE CT S, INDEPENDENCE, MO 64057-3318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Jul 2, 2020	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020
Deed Sale	Jul 2, 2020
Prior Sale	Mar 25, 2016
Deed Document Number	2020E56234
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19009 E 31ST TERRACE CT S, INDEPENDENCE, MO 64057-3318
Transaction Type	Mortgage
Record Updated	Feb 8, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19009 E 31ST TERRACE CT S, INDEPENDENCE, MO 64057-3318

Mortgage

Document Number	00E0010547
Date	Feb 1, 2022
Instrument	2022E0010547

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 2, 2020
Property Address	19009 E 31ST TERRACE CT S, INDEPENDENCE, MO 64057-3318
Document Number	0000E56234
Instrument Date	Jun 29, 2020
Instrument	56234E
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	SECURED TITLE/KANSAS CITY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19009 E 31ST TERRACE CT S INDEPENDENCE MO 640573318, INDEPENDENCE, MO 64057-3318

Mortgage

Document Number	E58811
Date	Jul 2, 2020
Instrument	58811E

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,960 (-) Land $9,713 Building $70,247	$420,840 (-)
2025	$5,714.00 (+18.62%)	$79,960 (+15%) Land $9,713 Building $70,247	$420,840 (+15%)
2024	$4,817.00 (+2.34%)
2023	$4,707.00	$69,530 Land $7,138 Building $62,392	$365,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–1990)
Most Recent Claim	May 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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