18908 E 31st Ter Ct S, Independence, MO 64057 Property Records

Jackson County property record for 18908 E 31st Ter Ct S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,638 sqft · built 1994
Lot Size	0.29 acres (12,637 sqft)
Owner	2 Individual Names on File
Last Sale	$227,500 (Jun 2016)
Tax Bill	$4,094 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-840-01-08`

Property Details

APN / Parcel Number

Primary APN	`25-840-01-08`
Alternative APNs	`25-840-01-08-00-0-00-000` `25840010800000001` `772634`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,217 sqft
Basement Area	1,217 sqft
Finished Basement	1,100 sqft
Unfinished Basement	117 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,637 sqft (0.29 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	190 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	772634
Street Address	18908 E 31ST TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64057-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOTTINGHAM PLACE 1ST PLAT LOTS 1-30---LOT 1
Legal Subdivision	NOTTINGHAM PLACE 1ST PLAT-LOTS 1-30
Legal Block	1
Legal Lot Number	1
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1004
Census Tract	14701

Owner

18908 E 31st Ter Ct S is owned and occupied by two individuals who bought it in June 2016.

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18908 E 31ST TERRACE CT S, INDEPENDENCE, MO 64057-3316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Apr 8, 2019	Deed of Trust, Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2016 · Amount on File
Deed Sale	Jun 30, 2016 · Amount on File
Prior Sale	Jul 24, 1998 · Amount on File
Deed Document Number	2016E58765
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18908 E 31ST TERRACE CT S, INDEPENDENCE, MO 64057-3316
Transaction Type	Mortgage
Record Updated	Sep 24, 2021
Title Company	COFFELT LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0058946
Date	Jun 1, 2021
Instrument	2021E0058946

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18908 E 31ST TERRACE CT S, INDEPENDENCE, MO 64057-3316
Document Number	0000E33433
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18908 E 31ST TERRACE CT S INDEPENDENCE MO 640573316, INDEPENDENCE, MO 64057-3316

Mortgage

Document Number	0000E33433
Date	May 7, 2019
Instrument	33433E

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 6, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 18908 E 31st Ter Ct S was $4,094, up 14.4% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,291 (-) Land $9,477 Building $47,814	$301,530 (-)
2025	$4,094.00 (+14.39%)	$57,291 Land $9,477 Building $47,814	$301,530
2024	$3,579.00 (+2.34%)
2023	$3,497.00	$51,661 Land $6,882 Building $44,779	$271,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18908 E 31st Ter Ct S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–1990)
Most Recent Claim	May 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18908 E 31st Ter Ct S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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