19005 E 31st Ter Ct S, Independence, MO 64057 Property Records

Jackson County property record for 19005 E 31st Ter Ct S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,238 sqft · built 1993
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Tax Bill	$6,789 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-840-01-15`

Property Details

APN / Parcel Number

Primary APN	`25-840-01-15`
Alternative APNs	`25840011500000001` `772641`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,238 sqft Living Area
Gross Area	3,253 sqft
1st Floor Area	950 sqft
Basement Area	986 sqft
Finished Basement	940 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	146 sqft
Patio Area	146 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	772641
Old Parcel Number	25840011500000001
Street Address	19005 E 31ST TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64057-3318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOTTINGHAM PLACE 1ST PLAT-LOTS 1-30 LOT 8
Legal Range	31
Legal Township	49
Legal Section	17
Legal Subdivision	NOTTINGHAM PLACE 1ST PLAT-LOTS 1-30
Legal Lot Number	1-30
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1004
Census Tract	14701

Owner

Source: Jackson County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	19005 E 31ST TERRACE CT S, INDEPENDENCE, MO 64057-3318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Aug 2, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 21, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 22, 2022	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 19, 2019	Warranty Deed, Transfer · FHA Mortgage NORTH AMERICAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2022
Deed Sale	Nov 22, 2022
Prior Sale	Apr 19, 2019
Deed Document Number	2022E0104894
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Jul 17, 2026
Property Address	19005 E 31ST TERRACE CT S, INDEPENDENCE, MO 64057-3318
Document Number	0000053621
Instrument Date	Jun 22, 2026
Instrument	202653621
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19005 E 31ST TERRACE CT S, INDEPENDENCE, MO 64057-3318
Investor	Possibly a Property Investor

Mortgage

Document Number	0000053621,
Date	Jul 17, 2026
Instrument	202653621

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Sep 1, 2051

Interest

Rate	6.51%
Max Rate	-1%

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19005 E 31ST TERRACE CT S, INDEPENDENCE, MO 64057-3318
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19005 E 31ST TERRACE CT S, INDEPENDENCE, MO 64057-3318
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0051295
Date	Aug 2, 2024
Instrument	2024E0051295

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Sep 1, 2051

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19005 E 31ST TERRACE CT S, INDEPENDENCE, MO 64057-3318
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19005 E 31ST TERRACE CT S, INDEPENDENCE, MO 64057-3318
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0051535
Date	Jul 21, 2025
Instrument	2025E0051535

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Sep 1, 2051

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 22, 2022
Property Address	19005 E 31ST TERRACE CT S, INDEPENDENCE, MO 64057-3318
Document Number	00E0104894
Instrument Date	Nov 22, 2022
Instrument	2022E0104894
Transaction Type	Transfer
Record Updated	Nov 28, 2022
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 S WOODLAND AVE, INDEPENDENCE, MO 64052-4047

Mortgage

Document Number	00E0104913
Date	Nov 22, 2022
Instrument	2022E0104913

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Sep 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 19, 2019
Property Address	19005 E 31ST TERRACE CT S, INDEPENDENCE, MO 64057-3318
Document Number	0000E27778
Instrument Date	Apr 18, 2019
Instrument	27778E
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19005 E 31ST TERRACE CT S INDEPENDENCE MO 640573318, INDEPENDENCE, MO 64057-3318

Mortgage

Document Number	E27779
Date	Apr 19, 2019
Instrument	27779E

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,048 (-21.21%) Land $9,502 Building $49,546	$310,780 (-21.21%)
2024	$6,789.00 (+1.77%)
2023	$6,671.00	$74,940 Land $8,943 Building $65,997	$394,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–1990)
Most Recent Claim	May 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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