1900 Winrow Rd, El Cajon, CA 92021 Property Records

San Diego County property record for 1900 Winrow Rd, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,085 sqft · built 1958
Lot Size1.35 acres (58,806 sqft)
OwnerIndividual Name on Record
Last Sale$550,000 (Dec 2016)
Tax Bill$7,436 (2025)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN507-390-38-00

Property Details

APN / Parcel Number

Primary APN507-390-38-00
Alternative APN
  • 5073902000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Building Area2,085 sqft Living Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Lot Area58,806 sqft

Location & Zoning

Old Parcel Number5073902000
Street Address1900 WINROW RD
CityEL CAJON
StateCA
Zip92021-3723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionBLK 36 LOT 4 DOC39097REC68&DOC108247REC57 IN TR DB0170PG071
Legal SubdivisionRANCHO EL CAJON
Legal TractDB0170PG
Legal Block36
Legal Lot Number4
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1014
Census Tract16403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1900 WINROW RD, EL CAJON, CA 92021-3723
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2016 · Amount on Record
Deed SaleDec 16, 2016 · Amount on Record
Deed Document Number2016692506
Prior Transfer DateNov 4, 2016
Prior Transfer Doc0000692507
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1900 WINROW RD, EL CAJON, CA 92021-3723
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1900 WINROW RD, EL CAJON, CA 92021-3723

Mortgage

Document Number0000491568
DateNov 28, 2018
Instrument2018-0491568
Lender
NameCATHAY BANK
TypeBank
AddressEL MONTE, CA 91731
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueDec 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateDec 1, 2023
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.1%
Index1-Year CMT
Max Rate10.1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$651,077 (+2%) Land $292,977 Building $358,100
2025$7,436.00 (+2.04%) Homeowner's exemption$638,312 (+4.04%) Land $287,233 Building $351,079
2023$7,287.00 (+1.62%) Homeowner's exemption$613,528 Land $276,080 Building $337,448
2022$7,171.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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