San Diego County property record for 1894 Winrow Rd, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,121 sqft · built 1958 |
| Lot Size | 0.56 acres (24,393 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,060,000 (Jan 2022) |
| Tax Bill | $13,209 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 507-390-28-00 |
| Primary APN | 507-390-28-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 3,121 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Lot Area | 24,393 sqft (0.56 acres) |
| Street Address | 1894 WINROW RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-3722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK 36 LOT 4 POR TR 000355 |
| Legal Subdivision | RANCHO EL CAJON |
| Legal Tract | 000355 |
| Legal Block | 36 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 16403 |
1894 Winrow Rd is owned and occupied by an individual who bought it in January 2022.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1894 WINROW RD, EL CAJON, CA 92021-3722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Jan 12, 2022 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 12, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 3, 2020 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2022 · Amount on File |
| Deed Sale | Jan 12, 2022 · Amount on File |
| Prior Sale | Nov 26, 2019 |
| Deed Document Number | 202217545 |
| Prior Transfer Date | Nov 19, 2019 |
| Prior Transfer Doc | 0000551911 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 14, 2026 |
| Property Address | 1894 WINROW RD, EL CAJON, CA 92021-3722 |
| Document Number | 0000200445 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 2026200445 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1894 WINROW RD, EL CAJON, CA 92021-3722 |
| Document Number | 0000200445, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 2026200445 |
| Name | COASTAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 12, 2022 |
| Property Address | 1894 WINROW RD, EL CAJON, CA 92021-3722 |
| Document Number | 0000017545 |
| Map Reference | MB 170 PG 71 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 2022-0017545 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2022 |
| Title Company | TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1894 WINROW RD, EL CAJON, CA 92021-3722 |
| Document Number | 0000017546 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 2022-0017546 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1894 WINROW RD, EL CAJON, CA 92021-3722 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1894 WINROW RD, EL CAJON, CA 92021-3722 |
| Document Number | 0000498107 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021-0498107 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 17, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1894 WINROW RD, EL CAJON, CA 92021-3722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1894 WINRON RD, EL CAJON, CA 92021-3722 |
| Document Number | 0000510091 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | 2020-0510091 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 1894 Winrow Rd was $13,209.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,147,376 (+2%) Land $649,458 Building $497,918 | |
| 2025 | $13,209.00 | $1,124,879 Land $636,724 Building $488,155 |
| 2023 | $12,950.00 (+62.42%) | $1,081,200 Land $612,000 Building $469,200 |
| 2022 | $7,973.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1894 Winrow Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1894 Winrow Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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