1890 Winrow Rd, El Cajon, CA 92021 Property Records

San Diego County property record for 1890 Winrow Rd, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,513 sqft · built 1957
Lot Size0.61 acres (26,572 sqft)
Owner2 Individual Names on File
Last Sale$555,000 (Dec 2019)
Tax Bill$7,144 (2025)
Deeds & MortgagesOct 2020 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN507-390-29-00

Property Details

APN / Parcel Number

Primary APN507-390-29-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,513 sqft Living Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area26,572 sqft (0.61 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1890 WINROW RD
CityEL CAJON
StateCA
Zip92021-3722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBLK 36 LOT 4 POR TR 000355
Legal SubdivisionRANCHO EL CAJON
Legal Tract000355
Legal Block36
Legal Lot Number4
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1014
Census Tract16403

Owner

1890 Winrow Rd is owned and occupied by two individuals who bought it in December 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1890 WINROW RD, EL CAJON, CA 92021-3722
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2020Deed of Trust, Mortgage · VA Mortgage
COASTAL PACIFIC LENDING INC
Dec 27, 2019Grant Deed, Transfer · VA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2019 · Amount on File
Deed SaleDec 27, 2019 · Amount on File
Prior SaleOct 7, 2002 · Amount on File
Deed Document Number2019610339
Prior Transfer DateJan 28, 2002
Prior Transfer Doc0000278185
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1890 WINROW RD, EL CAJON, CA 92021-3722
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1890 WINROW RD, EL CAJON, CA 92021-3722

Mortgage

Document Number0000624061
DateOct 14, 2020
Instrument2020-0624061
Lender
NameCOASTAL PACIFIC LENDING INC
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 27, 2019
Property Address1890 WINROW RD, EL CAJON, CA 92021-3722
Document Number0000610339
Instrument DateDec 10, 2019
Instrument610339
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$610.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1890 WINROW RD EL CAJON CA 920213722, EL CAJON, CA 92021-3722

Mortgage

Document Number610340
DateDec 27, 2019
Instrument610340
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1890 Winrow Rd was $7,144.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$619,107 (+2%) Land $301,187 Building $317,920
2025$7,144.00$606,969 Land $295,282 Building $311,687
2023$7,003.00 (+1.58%)$583,402 Land $283,817 Building $299,585
2022$6,894.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1890 Winrow Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1890 Winrow Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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