1900 Willow Dr, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1900 Willow Dr, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,759 sqft · built 1977
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Tax Bill$4,692 (2025)
Deeds & MortgagesJan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN074-413-009

Property Details

APN / Parcel Number

Primary APN074-413-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,759 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeWood
Lot Area43,560 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1900 WILLOW DR
CityLOS OSOS
StateCA
Zip93402-2926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionTR 93 BL 3 LT 9
Legal SubdivisionVISTA DEL MORRO 05 93
Legal Tract93
Legal Block3
Legal Lot Number9
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2021
Census Tract10703

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1900 WILLOW DR, LOS OSOS, CA 93402-2926
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 28, 2010
Transfer Doc0000046750
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1900 WILLOW DR, LOS OSOS, CA 93402-2926
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001942
DateJan 14, 2020
Instrument2020001942
Lender
NameSTATE FARM BANK FSB
TypeBank
AddressBLOOMINGTON, IL 61710
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueDec 20, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$429,482 (+2%) Land $244,029 Building $185,453
2025$4,692.00 (+3.71%) Homeowner's exemption$421,062 (+4.04%) Land $239,245 Building $181,817
2023$4,524.00 (+6.65%) Homeowner's exemption$404,712 Land $229,955 Building $174,757
2022$4,242.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 75% of California
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Ranch Wifi
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Surfnet Communications, T-Mobile.

Nearby Properties on Willow Dr

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