Black Hawk County property record for 1900 W 3rd St, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,544 sqft · built 1908 |
| Lot Size | 0.134 acres (5,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $77,500 (Dec 2020) |
| Tax Bill | $2,670 (2025) |
| Deeds & Mortgages | Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-27-453-010 |
| Primary APN | 8913-27-453-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,544 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,850 sqft (0.134 acres) |
| Lot Dimensions | 117 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1900 W 3RD ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOME PARK SECOND ADDITION LOT 16 BLK 1 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 27 |
| Legal Subdivision | HOME PARK SECOND ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1400 |
1900 W 3rd St is owned and occupied by two individuals who bought it in December 2020.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1900 W 3RD ST, WATERLOO, IA 50701-2902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on File |
| Deed Sale | Dec 30, 2020 · Amount on File |
| Deed Document Number | 20202100013765 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Dec 30, 2020 |
| Property Address | 1900 W 3RD ST, WATERLOO, IA 50701-2902 |
| Document Number | 202100013765 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 202100013765 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | TITLE SERVICES GROUP, TITLE SERVICES CORP |
| Amount | Amount on Record |
|---|---|
| Tax | $123.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7401 ROCHESTER LN, ARLINGTON, TX 76002-3494 |
The 2025 property tax bill for 1900 W 3rd St was $2,670, up 6.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,670.00 (+6.12%) | $130,860 Land $16,450 Building $114,410 | $130,860 Land $16,450 Building $114,410 |
| 2024 | $2,516.00 | ||
| 2023 | $115,990 (+10.26%) Land $16,450 Building $99,540 | $115,990 Land $16,450 Building $99,540 | |
| 2022 | $2,774.00 | $105,200 Land $16,450 Building $88,750 | |
| 2021 | $105,200 Land $16,450 Building $88,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1900 W 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1900 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink, Verizon.
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