1844 W 3rd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1844 W 3rd St, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,656 sqft · built 1910
Lot Size0.163 acres (7,080 sqft)
Owner2 Individual Names on Record
Last Sale$76,000 (Nov 2012)
Tax Bill$2,134 (2025)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN8913-27-476-019

Property Details

APN / Parcel Number

Primary APN8913-27-476-019

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,656 sqft Living Area
1st Floor Area828 sqft
Basement Area828 sqft
Finished Basement175 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,080 sqft (0.163 acres)
Lot Dimensions118 ft deep x 60 ft wide
Garage TypeDetached
Garage Area792 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area504 sqft
Deck AreaDeck Area
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1844 W 3RD ST
CityWATERLOO
StateIA
Zip50701-2808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOME PARK ADDITION LOT 9 BLK 3
Legal Range13W
Legal Township89N
Legal Section27
Legal SubdivisionHOME PARK ADDITION
Legal Block3
Legal Lot Number9
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2006
Census Tract1400

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1844 W 3RD ST, WATERLOO, IA 50701-2808
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2012 · Amount on Record
Deed SaleNov 19, 2012 · Amount on Record
Deed Document Number20122013010347
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1844 W 3RD ST, WATERLOO, IA 50701-2808
Transaction TypeMortgage
Record UpdatedAug 21, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000001643
DateJul 26, 2019
Instrument202000001643
Lender
NameCEDAR FALLS COMMUNITY CREDIT UNION
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,134.00 Homeowner's exemption$121,370 (+11.77%) Land $19,740 Building $101,630$121,370 (+11.77%) Land $19,740 Building $101,630
2024$2,134.00 (+12.79%)
2023$108,590 (+14.28%) Land $19,740 Building $88,850$108,590 (+14.28%) Land $19,740 Building $88,850
2022$1,892.00 Homeowner's exemption$95,020 Land $19,740 Building $75,280
2021$95,020 Land $19,740 Building $75,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink, Verizon.

Nearby Properties on W 3rd St

Nearby Streets

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