1835 W 3rd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1835 W 3rd St, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1911
Lot Size	0.112 acres (4,880 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Aug 2025)
Tax Bill	$1,902 (2025)
Deeds & Mortgages	Mar 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8913-27-479-003`

Property Details

APN / Parcel Number

Primary APN	`8913-27-479-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,232 sqft Living Area
1st Floor Area	616 sqft
Basement Area	616 sqft
Finished Basement	200 sqft
Unfinished Basement	616 sqft
Game Room	Game Room
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,880 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1835 W 3RD ST
City	WATERLOO
State	IA
Zip	50701-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOME PARK ADDITION W 20 FT LOT 6 BLK 4 E 20 FT LOT 7 BLK 4
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	HOME PARK ADDITION
Legal Block	4
Legal Lot Number	6,7
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2007
Census Tract	1400

Owner

1835 W 3rd St is owned and occupied by an individual who bought it in August 2025.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1835 W 3RD ST, WATERLOO, IA 50701-2807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2025 · Amount on File
Deed Sale	Aug 12, 2025 · Amount on File
Prior Sale	Mar 26, 2025 · Amount on File
Deed Document Number	202511683
Record Updated	Oct 29, 2026

March 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 26, 2025
Property Address	1835 W 3RD ST, WATERLOO, IA 50701-2807
Document Number	0202503946
Instrument Date	Jan 29, 2025
Instrument	2025-03946
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 5TH ST, EUREKA, CA 95501-0305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1835 W 3RD ST, WATERLOO, IA 50701-2807

Mortgage

Document Number	0202503999
Date	Mar 26, 2025
Instrument	2025-03999

Lender

Name	PEOPLES SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1835 W 3rd St was $1,902, down 16.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,902.00 (-16.94%)	$93,160 Land $13,440 Building $79,720	$93,160 Land $13,440 Building $79,720
2024	$2,290.00
2023		$105,540 (+11.13%) Land $13,440 Building $92,100	$105,540 Land $13,440 Building $92,100
2022	$2,086.00	$94,970 Land $13,440 Building $81,530
2021			$94,970 Land $13,440 Building $81,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1835 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1835 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Verizon.

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