1900 Laurel Dr, Harlingen, TX 78550 Property Records

Cameron County property record for 1900 Laurel Dr, Harlingen, TX 78550

Property Summary

Property Type	Single Family Home
Details	2,706 sqft · built 1981
Lot Size	0.342 acres (14,893 sqft)
Owner	Company Name on Record
Last Sale	$258,800 (Jan 2022)
Tax Bill	$3,854 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`209910-0000-002000`

Property Details

APN / Parcel Number

Primary APN	`209910-0000-002000`
Alternative APN	`76637`

Interior

Stories	2 Stories
Building Area	2,706 sqft Living Area
Gross Area	3,270 sqft
1st Floor Area	1,056 sqft
2nd Floor Area	1,650 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Lot Area	14,893 sqft (0.342 acres)
Lot Dimensions	196 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	564 sqft
Driveway	Concrete Driveway
Driveway Area	2,835 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	234 sqft
Porch	Open Porch
Porch Area	228 sqft
Deck Area	144 sqft
Storage Building	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1900 LAUREL DR
City	HARLINGEN
State	TX
Zip	78550-8082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-C
Legal Description	HARLINGEN- MURPHY LOT 2
Legal Subdivision	MURPHY SUBDIVISION
Legal Block	1
Legal Lot Number	2
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1002
Census Tract	11301

Owner

Source: Cameron County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	513 E JACKSON ST, 301, HARLINGEN, TX 78550-6837
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Construction Mortgage RFLF 7 LLC
Aug 16, 2017	Deed of Trust, Mortgage FROST BANK
Oct 2, 2018	Deed of Trust, Mortgage · Line of Credit FROST BANK
Jan 10, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage TANIA LOPEZ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	Feb 24, 1997 · Amount on Record
Deed Document Number	20221230
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	1900 LAUREL DR, HARLINGEN, TX 78550-8082
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	SAN JACINTO TTL SVCS HARLING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202228468
Date	Jul 11, 2022
Instrument	2022-28468

Lender

Name	RFLF 7 LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60606

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	1900 LAUREL DR, HARLINGEN, TX 78550-8082
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	022819/271
Date	Aug 16, 2017
Book Page	22819/271
Instrument	2017-00031937

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78256

Agreement

Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	1900 LAUREL DR, HARLINGEN, TX 78550-8082
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023726/092
Date	Oct 2, 2018
Book Page	23726/092
Instrument	2018-00035992

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMERON TX
Recording Date	Jan 10, 2022
Property Address	1900 LAUREL DR, HARLINGEN, TX 78550-8082
Document Number	0202201230
Map Reference	VOL 28 PG 7
Instrument Date	Jan 7, 2022
Instrument	2022-01230
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	SAN JACINTO TITLE SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 S REYNOLDS, 610, RIO HONDO, TX 78583-3227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 E JACKSON ST STE 301, 301, HARLINGEN, TX 78550-6837
Investor	Possibly a Property Investor

Mortgage

Document Number	0202201231
Date	Jan 10, 2022
Instrument	2022-01231

Lender

Name	TANIA LOPEZ
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Sep 7, 2022

Mortgage

Document Number	0202201232
Date	Jan 10, 2022
Instrument	2022-01232

Lender

Name	JOSE LUIS GARCIA
Type	Private Party
Address	27795 S DILWORTH RD, HARLINGEN, TX 78552

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Feb 7, 2022

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,149 (-) Land $81,650 Building $143,499	$225,149 (-) Land $81,650 Building $143,499
2025	$3,854.00 (+19.69%)	$225,149 (+38.13%) Land $81,650 Building $143,499	$225,149 (+38.13%) Land $81,650 Building $143,499
2024	$3,220.00 (+12.08%)
2023	$2,873.00 Additional exemption filed	$163,000 Land $22,339 Building $140,661	$163,000 Land $22,339 Building $140,661
2022	$2,873.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	74 (1980–2025)
Claims Outside the SFHA	71 of 74
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 23 claims Hurricane Dolly, Jul 2008 · 12 claims Severe Storms, Tornadoes & Flooding, Apr 1991 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

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