1909 Laurel Dr, Harlingen, TX 78550 Property Records

Cameron County property record for 1909 Laurel Dr, Harlingen, TX 78550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,578 sqft · built 1953
Lot Size	0.276 acres (12,005 sqft)
Owner	2 Individual Names on File
Last Sale	$126,400 (Apr 2020)
Tax Bill	$3,551 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`197520-0030-012000`

Property Details

APN / Parcel Number

Primary APN	`197520-0030-012000`
Alternative APN	`75412`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,578 sqft Living Area
Gross Area	1,788 sqft
1st Floor Area	1,578 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,005 sqft (0.276 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	1,100 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	425 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1909 LAUREL DR
City	HARLINGEN
State	TX
Zip	78550-8081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-C
Legal Description	HARLINGEN - LAUREL PARK-2 LOT 12 BLK C
Legal Subdivision	LAUREL PARK SUBDIVISION 2
Legal Block	C
Legal Lot Number	12
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1001
Census Tract	11301

Owner

1909 Laurel Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Cameron County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1909 LAUREL DR, HARLINGEN, TX 78550-8081
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit BBVA USA
Apr 17, 2020	Vendor's Lien, Transfer · FHA Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2020 · Amount on File
Deed Sale	Apr 17, 2020 · Amount on File
Prior Sale	Feb 5, 2013 · Amount on File
Deed Document Number	202013479
Prior Transfer Date	Jul 3, 2012
Prior Transfer Doc	018674/301
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	1909 LAUREL DR, HARLINGEN, TX 78550-8081
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201943028
Date	Nov 22, 2019
Instrument	2019-43028

Lender

Name	BBVA USA
Type	Bank
Address	HARLINGEN, TX 78550

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Apr 17, 2020
Property Address	1909 LAUREL DR, HARLINGEN, TX 78550-8081
Document Number	202013479
Instrument	2020-13479
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202013480
Date	Apr 17, 2020
Instrument	2020-13480

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1909 Laurel Dr was $3,551 with a homeowner's exemption, down 3.1% from the year before.

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,461 (-8.66%) Land $77,431 Building $90,030	$167,461 (-8.66%) Land $77,431 Building $90,030
2025	$3,551.00 (-3.11%)	$183,348 Land $77,431 Building $105,917	$183,348 Land $77,431 Building $105,917
2024	$3,665.00 (+70.07%)
2023	$2,155.00 Additional exemption filed	$160,539 Land $54,622 Building $105,917	$160,539 Land $54,622 Building $105,917
2022	$2,155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1909 Laurel Dr in Zone X, an area of minimal flood risk, though there have been 74 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	74 (1980–2025)
Claims Outside the SFHA	71 of 74
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 23 claims Hurricane Dolly, Jul 2008 · 12 claims Severe Storms, Tornadoes & Flooding, Apr 1991 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1909 Laurel Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

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