1809 Laurel Dr, Harlingen, TX 78550 Property Records

Cameron County property record for 1809 Laurel Dr, Harlingen, TX 78550

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,259 sqft · built 1970
Lot Size	0.457 acres (19,904 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,100 (Aug 2018)
Tax Bill	$3,680 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`197520-0030-004000`

Property Details

APN / Parcel Number

Primary APN	`197520-0030-004000`
Alternative APN	`75402`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,259 sqft Living Area
1st Floor Area	3,259 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	19,904 sqft (0.457 acres)
Lot Dimensions	142 ft deep x 140 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Driveway	Concrete Driveway
Driveway Area	828 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	48 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	1809 LAUREL DR
City	HARLINGEN
State	TX
Zip	78550-8060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-C
Legal Description	HARLINGEN - LAUREL PARK-2 E PT LOT 4 & PT LOT 6 BLK C
Legal Subdivision	LAUREL PARK SUBDIVISION 2
Legal Block	C
Legal Lot Number	4,6
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1001
Census Tract	11301

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1809 LAUREL DR, HARLINGEN, TX 78550-8060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU
Aug 3, 2018	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2018 · Amount on Record
Deed Sale	Aug 3, 2018 · Amount on Record
Prior Sale	Feb 8, 2012 · Amount on Record
Deed Document Number	201828343
Deed Book / Page	23597 / 255
Prior Transfer Date	Aug 2, 2018
Prior Transfer Doc	23597/255
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	1809 LAUREL DR, HARLINGEN, TX 78550-8060
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOVARE NATIONAL SETMNT SVC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202018024
Date	May 29, 2020
Instrument	2020-18024

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Aug 3, 2018
Property Address	1809 LAUREL DR, HARLINGEN, TX 78550-8060
Document Number	23597/255
Book / Page	23597 / 255
Map Reference	VOL 13 PG 52
Instrument Date	Aug 2, 2018
Instrument	2018-00028343
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9103 VOSGER CT, 9103, FAIRFAX, VA 22031-2029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 LAUREL DR, HARLINGEN, TX 78550-8060

Mortgage

Document Number	201800028344
Date	Aug 3, 2018
Instrument	2018-00028344

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,378 (+8.89%)	$349,960 (-0.79%) Land $128,380 Building $221,580
2025	$3,680.00 (+0.14%) Homeowner's exemption	$256,564 (-19.96%)	$352,764 (+10.05%) Land $128,380 Building $224,384
2024	$3,675.00 (-2.31%)
2023	$3,762.00 Homeowner's exemption Additional exemption filed	$320,556 Land $90,562 Building $229,994	$320,556 Land $90,562 Building $229,994
2022	$3,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	74 (1980–2025)
Claims Outside the SFHA	71 of 74
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 23 claims Hurricane Dolly, Jul 2008 · 12 claims Severe Storms, Tornadoes & Flooding, Apr 1991 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

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