Osceola County property record for 1900 8th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1974 |
| Square Footage | 1,018 sqft Heated Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Garage | Detached - Unfinished, 560 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $238.00 (2025) |
| Primary APN | 77222 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,018 sqft Heated Area |
| Gross Area | 1,578 sqft Gross Area |
| 1st Floor | 1,018 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Depth X Width | 75 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached - Unfinished Garage |
| Garage Area | 560 sqft Garage |
| Fence | Fence |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 77222 |
|---|---|
| Street Address | 1900 8TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3223 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD WELCKER PLAT PB 1 PG 82 BLK 78 E 75 FT OF LOT 9 THRU 12 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 78 |
| Legal Lot Number | 9-12 10 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 43400 |
Source: Osceola County records · APN 77222
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1900 8TH ST, SAINT CLOUD, FL 34769-3223 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Apr 03, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERICAN ADVISORS |
| Apr 03, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 16, 2013 |
| Deed Sale | May 16, 2013 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1900 8TH ST, SAINT CLOUD, FL 34769-3223 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1900 8TH ST, SAINT CLOUD, FL 34769-3223 |
| Document Number | 0061600276 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 6160/276 |
| Instrument | 2022032275 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 890 Months |
| Due | Apr 12, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.82% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Apr 01, 2022 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 1-Year CMT |
| Max Rate | 7.82% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1900 8TH ST, SAINT CLOUD, FL 34769-3223 |
| Document Number | 0051310167 |
| Instrument Date | Apr 03, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1900 8TH ST ST CLOUD FL 347693223, ST CLOUD, FL 34769-3223 |
| Document Number | 0051310167 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 005131/000167 |
| Instrument | 54614 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 948 Months |
| Due | Apr 10, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.46% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1900 8TH ST, SAINT CLOUD, FL 34769-3223 |
| Document Number | 0051310183 |
| Instrument Date | Apr 03, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1900 8TH ST ST CLOUD FL 347693223, ST CLOUD, FL 34769-3223 |
| Document Number | 0051310183 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 005131/000183 |
| Instrument | 54615 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 948 Months |
| Due | Apr 10, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.46% |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $238.00 (+6.73%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $59,642 (+5.99%) | $179,000 (+13.08%) Land $46,800 Building $132,200 |
| 2023 | $223.00 (-16.17%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $56,274 (+3%) | $158,300 (+18.84%) Land $42,500 Building $115,800 |
| 2022 | $266.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $54,635 | $133,200 Land $35,100 Building $98,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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