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2220 8th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2220 8th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,755 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$275,000 (2019)
Tax Bill$3,912.00 (2025)

Property Details

APN / Parcel Number

Primary APN120892
Alternative APN
  • 012630000100810095

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,755 sqft Heated Area
Gross Area2,821 sqft Gross Area
1st Floor1,755 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.169 acres)
Depth X Width100 ft x 75 ft Depth x Width
Garage TypeFinished Garage
Garage Area400 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area132 sqft Shed
PorchFinished/Screened Porch
Porch Area666 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number120892
Street Address2220 8TH ST
CitySAINT CLOUD
StateFL
Zip34769-3109
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 33-34 W 1/2 LOTS 9-12 03-26-30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block81
Legal Lot Number9 12
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3033
Census Tract43400

Owner

Source: Osceola County records · APN 120892

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2220 8TH ST, SAINT CLOUD, FL 34769-3109
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2019Deed of Trust, Mortgage · Commercial Mortgage
CENTENNIAL BANK
Jul 23, 2019Warranty Deed, Transfer · Conventional Mortgage
CENTENNIAL BANK
Apr 18, 2018Warranty Deed, Transfer
STEWART TITLE
Apr 18, 2018Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 23, 2019 · Amount on Record
Deed SaleJul 23, 2019 · Amount on Record
Prior SaleApr 18, 2018
Deed Doc Number2019094485
Deed Book / Page5560 / 2690
Record RefreshedJun 08, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2220 8TH ST, SAINT CLOUD, FL 34769-3109
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054711152
DateFeb 01, 2019
Book Page5471/1152
Instrument2019013673
Lender
NameCENTENNIAL BANK
TypeBank
AddressSAINT CLOUD, FL 34769
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 05, 2020
Interest
Rate TypeAdjustable Rate

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 23, 2019
Property Address2220 8TH ST, SAINT CLOUD, FL 34769-3109
Document Number0055602690
Book / Page5560 / 2690
Map ReferenceMB B PG 33&34
Instrument DateJul 22, 2019
Instrument2019094485
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2580 JENSCOT RD, 2580, SAINT CLOUD, FL 34771-9013

Transferred To (Grantee/Buyer)

NameVerified Name
Address2220 8TH ST, SAINT CLOUD, FL 34769-3109

Mortgage

Document Number0055602691
DateJul 23, 2019
Instrument5560/2691
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 18, 2018
Property Address2220 8TH ST, SAINT CLOUD, FL 34769-3109
Document Number0053190956
Book / Page005319 / 000956
Instrument DateApr 16, 2018
Instrument61336
Transaction TypeTransfer
Record UpdatedMay 23, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$315.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2580 JENSCOT RD ST CLOUD FL 347719013, ST CLOUD, FL 34771-9013

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 18, 2018
Property Address2220 8TH ST, SAINT CLOUD, FL 34769-3109
Document Number0053190957
Book / Page005319 / 000957
Instrument DateApr 16, 2018
Instrument61337
Transaction TypeTransfer
Record UpdatedMay 23, 2018
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2580 JENSCOT RD ST CLOUD FL 347719013, ST CLOUD, FL 34771-9013

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,912.00 (+6.22%) Homeowner's exemption$261,437 (+5.99%)$384,500 (+12.46%) Land $46,800 Building $337,700
2023$3,683.00 (+3.57%) Homeowner's exemption$246,669 (+3%)$341,900 (+18.14%) Land $42,500 Building $299,400
2022$3,556.00 Homeowner's exemption$239,485$289,400 Land $35,100 Building $254,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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