1416 8th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1416 8th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1982
Square Footage	958 sqft Heated Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$128,600 (2005)
Tax Bill	$538.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`77182`
Alternative APN	`012630000100730130`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	958 sqft Heated Area
Gross Area	1,439 sqft Gross Area
1st Floor	958 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1982
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.169 acres)
Depth X Width	125 ft x 60 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Mixed Garage
Garage Area	396 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	85 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	77182
Street Address	1416 8TH ST
City	SAINT CLOUD
State	FL
Zip	34769-3304
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 73 E 60 FT OF LOTS 13-17 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	73
Legal Lot Number	13 14
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1034
Census Tract	43500

Owner

Source: Osceola County records · APN 77182

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1416 8TH ST, SAINT CLOUD, FL 34769-3304
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 07, 2005 · Amount on Record
Deed Sale	Feb 07, 2005 · Amount on Record
Prior Sale	Jun 12, 2002 · Amount on Record
Deed Doc Number	2005031257
Deed Book / Page	2697 / 2842
Record Refreshed	Jun 08, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1416 8TH ST, SAINT CLOUD, FL 34769-3304
Transaction Type	Mortgage
Record Updated	Jan 11, 2023
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 8TH ST, SAINT CLOUD, FL 34769-3304

Mortgage

Document Number	0063322166
Date	Dec 20, 2022
Book Page	6332/2166
Instrument	2022181911

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$538.00 (+2.67%) Homeowner's exemption	$66,462 (+5.99%)	$186,000 (+13.07%) Land $46,800 Building $139,200
2023	$524.00 (+1.95%) Homeowner's exemption	$62,708 (+3%)	$164,500 (+15.2%) Land $42,500 Building $122,000
2022	$514.00 Homeowner's exemption	$60,882	$142,800 Land $35,100 Building $107,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.