Albemarle County property record for 190 Walnut Ln, Charlottesville, VA 22911
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 5,403 sqft · built 1982 |
| Lot Size | 1.38 acres (60,331 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $10,923 (2026) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 078A0-01-00-01700 |
| Primary APN | 078A0-01-00-01700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 5,403 sqft Finished Area |
| Basement Area | 1,777 sqft |
| Finished Basement | 1,514 sqft |
| Unfinished Basement | 266 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 60,331 sqft (1.38 acres) |
| Garage Area | 521 sqft |
| Pool Area | 720 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 81 sqft |
| Deck Area | 182 sqft |
| Patio Area | 822 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Street Address | 190 WALNUT LN |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22911-8650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED RE |
| Legal Description | ASHCROFT 1 17 PH I |
| Legal Subdivision | ASHCROFT |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10501 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 190 WALNUT LN, CHARLOTTESVILLE, VA 22911-8650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 190 WALNUT LN, CHARLOTTESVILLE, VA 22911-8650 |
| Document Number | 0000008767 |
| Book / Page | 004942 / 000023 |
| Instrument Date | Jul 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Title Company | TITLE RSRC GROUP |
| Name | Verified Name |
|---|---|
| Address | 190 WALNUT LN CHARLOTTESVILLE VA 229118650, CHARLOTTESVILLE, VA 22911-8650 |
| Document Number | 0000008767 |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | 004942/000023 |
| Instrument | 8767 |
| Name | TIAA-CREF TR CO FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | ST LOUIS, MO 63102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,923.00 (-4.65%) | $1,221,800 (+2.03%) Land $190,400 Building $1,031,400 | $1,221,800 (+2.03%) Land $190,400 Building $1,031,400 |
| 2025 | $11,456.00 (+12.03%) | ||
| 2023 | $10,226.00 | $1,197,500 Land $171,100 Building $1,026,400 | $1,197,500 Land $171,100 Building $1,026,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Brightspeed, T-Mobile, Ting, Verizon.
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