Albemarle County property record for 165 Walnut Ln, Charlottesville, VA 22911
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 4,308 sqft · built 1989 |
| Lot Size | 1.15 acres (50,181 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,150,000 (Jun 2026) |
| Tax Bill | $8,930 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 078A0-01-00-01000 |
| Primary APN | 078A0-01-00-01000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,308 sqft Finished Area |
| Basement Area | 744 sqft |
| Unfinished Basement | 744 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 50,181 sqft (1.15 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 292 sqft |
| Deck Area | 604 sqft |
| Patio Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Street Address | 165 WALNUT LN |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22911-8651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED RE |
| Legal Description | ASHCROFT 1 10 PH I |
| Legal Subdivision | ASHCROFT |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10501 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 165 WALNUT LN, CHARLOTTESVILLE, VA 22911-8651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2026 · Amount on Record |
| Deed Sale | Jun 1, 2026 · Amount on Record |
| Prior Sale | Sep 14, 2016 · Amount on Record |
| Deed Document Number | 20265228 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jun 1, 2026 |
| Property Address | 165 WALNUT LN, CHARLOTTESVILLE, VA 22911-8651 |
| Document Number | 0000005228 |
| Instrument Date | May 19, 2026 |
| Instrument | 20265228 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $116,150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 165 WALNUT LN, CHARLOTTESVILLE, VA 22911-8651 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005229, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 20265229 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,930.00 (-0.52%) | $998,900 (+2.96%) Land $220,100 Building $778,800 | $998,900 (+2.96%) Land $220,100 Building $778,800 |
| 2025 | $8,977.00 (+8.35%) | ||
| 2023 | $8,285.00 | $970,200 Land $192,600 Building $777,600 | $970,200 Land $192,600 Building $777,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Brightspeed, Ting.
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