180 Walnut Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 180 Walnut Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,266 sqft · built 1982
Lot Size	1.53 acres (67,039 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (May 2022)
Tax Bill	$6,320 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`078A0-01-00-01800`

Property Details

APN / Parcel Number

Primary APN	`078A0-01-00-01800`
Alternative APN	`33370`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,266 sqft Finished Area
Basement Area	1,209 sqft
Unfinished Basement	1,201 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2025
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	67,039 sqft (1.53 acres)
Garage Type	Detached
Garage Area	480 sqft

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Deck Area	436 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	180 WALNUT LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-8650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	ASHCROFT 1 18 PH I
Legal Subdivision	ASHCROFT
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2016
Census Tract	10501

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	180 WALNUT LN, CHARLOTTESVILLE, VA 22911-8650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 28, 2020	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK
May 15, 2018	Deed of Trust, Mortgage · Line of Credit UNION BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2022 · Amount on Record
Deed Sale	May 9, 2022 · Amount on Record
Deed Document Number	20225565
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 9, 2022
Property Address	180 WALNUT LN, CHARLOTTESVILLE, VA 22911-8650
Document Number	202200005565
Map Reference	MB 693 PG 805
Instrument Date	Apr 29, 2022
Instrument	202200005565
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	180 WALNUT LN, CHARLOTTESVILLE, VA 22911-8650

Mortgage

Document Number	202200005566
Date	May 9, 2022
Instrument	202200005566

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.85%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.85%
Index	Other
Max Rate	9.85%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	180 WALNUT LN, CHARLOTTESVILLE, VA 22911-8650
Document Number	0000015673
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 WALNUT LN CHARLOTTESVILLE VA 229118650, CHARLOTTESVILLE, VA 22911-8650

Mortgage

Document Number	0000015673
Date	Nov 4, 2020
Book Page	005419/000236
Instrument	15673

Lender

Name	ATLANTIC UNION BK
Address	CHARLOTTESVILLE, VA 22911

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	180 WALNUT LN, CHARLOTTESVILLE, VA 22911-8650
Document Number	0000005439
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 WALNUT LN CHARLOTTESVILLE VA 229118650, CHARLOTTESVILLE, VA 22911-8650

Mortgage

Document Number	0000005439
Date	May 21, 2018
Book Page	005048/000722
Instrument	5439

Lender

Name	UNION BK&TR
Type	Bank
Address	CHARLOTTESVILLE, VA 22911

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,320.00 (+7.94%)	$706,900 (+21.84%) Land $194,600 Building $512,300	$706,900 (+21.84%) Land $194,600 Building $512,300
2025	$5,855.00 (+18.19%)
2023	$4,954.00	$580,200 Land $170,200 Building $410,000	$580,200 Land $170,200 Building $410,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, Brightspeed, T-Mobile, Ting, Verizon.

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