Westchester County and Pound Ridge Town property record for 190 Upper Shad Rd, Pound Ridge, NY 10576
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,409 sqft · built 1860 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $565,000 (Jun 2020) |
| Tax Bill | $16,254 (2026) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 554600 9318-41 |
| Primary APN | 554600 9318-41 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,409 sqft Living Area |
| 1st Floor Area | 1,617 sqft |
| 2nd Floor Area | 792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 494 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 05 |
|---|---|
| Street Address | 190 UPPER SHAD RD |
| City | POUND RIDGE |
| State | NY |
| Zip | 10576-2232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Lot Number | 41.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | POUND RIDGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 12400 |
Source: Westchester County and Pound Ridge Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 190 UPPER SHAD RD, POUND RIDGE, NY 10576-2232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2020 · Amount on Record |
| Deed Sale | Jun 5, 2020 · Amount on Record |
| Prior Sale | Nov 9, 1998 · Amount on Record |
| Deed Document Number | 2020601363065 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jun 5, 2020 |
| Property Address | 190 UPPER SHAD RD, POUND RIDGE, NY 10576-2232 |
| Document Number | 0601363065 |
| Book / Page | 060136 / 003065 |
| Instrument Date | May 27, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2020 |
| Title Company | FIDELITY NATIONAL TITLE INSURANCE SERVICES, FIDELITY NAT'L TITLE INS SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,260.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 FURNACE ST COLD SPRING NY 105162922, COLD SPRING, NY 10516-2922 |
| Document Number | 601550014 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 060155/000014 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2050 |
Source: Westchester County and Pound Ridge Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Pound Ridge Town |
| Unified School District | Bedford Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,254.00 (+2.18%) | ||
| 2025 | $15,907.00 | $110,000 (-) Land $32,000 Building $78,000 | $875,796 (+2.39%) Land $254,777 Building $621,019 |
| 2024 | $110,000 (-) Land $32,000 Building $78,000 | $855,366 (+11.2%) Land $248,834 Building $606,532 | |
| 2023 | $110,000 Land $32,000 Building $78,000 | $769,231 Land $223,776 Building $545,455 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 10 (1979–2021) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Cable | 940 / 35 |
5G (outdoors only) and 4G LTE
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