Westchester County and Pound Ridge Town property record for 184 Upper Shad Rd, Pound Ridge, NY 10576
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,646 sqft · built 1989 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,200,000 (Nov 2015) |
| Tax Bill | $48,897 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 554600 9318-46.2 |
| Primary APN | 554600 9318-46.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 4,646 sqft Living Area |
| 1st Floor Area | 2,948 sqft |
| 2nd Floor Area | 1,698 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 433 sqft |
| Patio Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 05 |
|---|---|
| Street Address | 184 UPPER SHAD RD |
| City | POUND RIDGE |
| State | NY |
| Zip | 10576-2232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Subdivision | ANNA S BROADWAY SUBDIVISION |
| Legal Lot Number | 46.002 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | POUND RIDGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 12400 |
Source: Westchester County and Pound Ridge Town assessment roll, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 184 UPPER SHAD RD, POUND RIDGE, NY 10576-2232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 30, 2015 · Amount on Record |
| Deed Sale | Nov 30, 2015 · Amount on Record |
| Deed Document Number | 2015553163173 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 184 UPPER SHAD RD, POUND RIDGE, NY 10576-2232 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Title Company | FREEDOM ABSTRACT INC, FREEDOM ABSTRCT |
| Name | Verified Name |
|---|---|
| Address | 184 UPPER SHAD RD, POUND RIDGE, NY 10576-2232 |
| Document Number | 0613273644 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 613273644 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 7.5% |
Source: Westchester County and Pound Ridge Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Pound Ridge Town |
| Unified School District | Bedford Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $48,897.00 | $276,320 (-18.28%) Land $65,000 Building $211,320 | $2,200,000 (-16.33%) Land $517,516 Building $1,682,484 |
| 2024 | $338,135 (-) Land $65,000 Building $273,135 | $2,629,354 (+11.2%) Land $505,443 Building $2,123,911 | |
| 2023 | $338,135 Land $65,000 Building $273,135 | $2,364,580 Land $454,545 Building $1,910,035 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 10 (1979–2021) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Communications Cable | 940 / 35 |
5G (outdoors only) and 4G LTE
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