176 Upper Shad Rd, Pound Ridge, NY 10576 Property Records

Westchester County and Pound Ridge Town property record for 176 Upper Shad Rd, Pound Ridge, NY 10576

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1947
Lot Size	3.19 acres (138,956 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Sep 2019)
Tax Bill	$9,688 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Jul 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`554600 9318-46.1`

Property Details

APN / Parcel Number

Primary APN	`554600 9318-46.1`
Alternative APNs	`460000931800000460010000` `05`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	624 sqft
2nd Floor Area	624 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	138,956 sqft (3.19 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	05
Street Address	176 UPPER SHAD RD
City	POUND RIDGE
State	NY
Zip	10576-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Subdivision	ANN S BROADWAY SUBDIVISION
Legal Lot Number	46.001
Jurisdiction	WESTCHESTER NY
Township / Civil Division	POUND RIDGE
Census Block Group	2
Census Block	2010
Census Tract	12400

Owner

Source: Westchester County and Pound Ridge Town records · APN 554600 9318-46.1

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	176 UPPER SHAD RD, POUND RIDGE, NY 10576-2231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 06, 2019	Grant Deed, Transfer · FHA Mortgage MR COOPER
Jul 31, 2017	Quit Claim Deed, Transfer COURT STREET ABSTRACT INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2019 · Amount on Record
Deed Sale	Sep 06, 2019 · Amount on Record
Deed Document Number	2019592393412
Prior Transfer Date	Jul 12, 2017
Prior Transfer Doc	0571433105
Record Updated	Jun 08, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 06, 2019
Property Address	176 UPPER SHAD RD, POUND RIDGE, NY 10576-2231
Document Number	0592393412
Book / Page	059239 / 003412
Instrument Date	Aug 28, 2019
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	STATEWIDE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,596.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	52 MAYFAIR SQ DANBURY CT 068105251, DANBURY, CT 06810-5251

Mortgage

Document Number	592463474
Date	Sep 06, 2019
Book Page	059246/003474

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 05, 2049

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 31, 2017
Property Address	176 UPPER SHAD RD, POUND RIDGE, NY 10576-2231
Document Number	0571433105
Book / Page	057143 / 003105
Instrument Date	Jul 12, 2017
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	COURT STREET ABSTRACT INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1017 BELTLINE BLVD COLUMBIA SC 292052155, COLUMBIA, SC 29205-2155

Tax Assessment & Valuation

Source: Westchester County and Pound Ridge Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Pound Ridge Town
Unified School District	Bedford Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,688.00	$67,000 (-) Land $37,000 Building $30,000	$533,440 (+2.39%) Land $294,586 Building $238,854
2024		$67,000 (-) Land $37,000 Building $30,000	$520,995 (+11.2%) Land $287,714 Building $233,281
2023		$67,000 Land $37,000 Building $30,000	$468,531 Land $258,741 Building $209,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1979–2021)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Communications Cable	940 / 35

Based on FCC filings for 39 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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