Penobscot County and Hermon Town property record for 190 Smith Rd, Hermon, ME 04401 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Raised Ranch |
| Year Built | Built 2001 |
| Square Footage | 1,288 sqft Living Area |
| Lot Size | 80,150 sqft (1.84 acres) |
| Last Sale | $380,000 (2026) |
| Tax Bill | $3,778.00 (2025) |
| Primary APN | HERM M:013 B:156 L:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,288 sqft Living Area |
| Basement Area | 450 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Raised Ranch Style |
| Construction Type | Concrete Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 80,150 sqft (1.84 acres) |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 3112 |
|---|---|
| Street Address | 190 SMITH RD |
| City | HERMON |
| State | ME |
| Zip | 04401-0726 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 156 |
| Jurisdiction | HERMON ME |
| Minor Civil Division | HERMON |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 10000 |
Source: Penobscot County and Hermon Town records · APN HERM M:013 B:156 L:000
Assessment roll updated May 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1152 WESTERN AVE, HAMPDEN, ME 04444-3323 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANGOR SAVINGS BANK |
| Sep 27, 2022 | Warranty Deed, Transfer · Stand Alone First Mortgage KEY BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Prior Sale | Sep 27, 2022 · Amount on Record |
| Deed Doc Number | 202616115 |
| Deed Book / Page | 17913 / 320 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERMON ME |
| Recording Date | Jun 18, 2026 |
| Property Address | 190 SMITH RD, HERMON, ME 04401-0726 |
| Document Number | 0000016115 |
| Book / Page | 17913 / 320 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202616115 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1152 WESTERN AVE, HAMPDEN, ME 04444-3323 |
| Date | Jun 18, 2026 |
|---|
| Name | BANGOR SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERMON ME |
| Recording Date | Sep 27, 2022 |
| Property Address | 190 SMITH RD, HERMON, ME 04401-0726 |
| Document Number | 0166310318 |
| Book / Page | 16631 / 318 |
| Instrument Date | Sep 26, 2022 |
| Instrument | 27929 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Document Number | 0000027930 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 27930 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Penobscot County and Hermon Town records · Assessment roll updated May 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Hermon Town |
| Unified School District | Hermon (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,778.00 (+21.75%) | $318,800 (+11.98%) Land $72,300 Building $246,500 |
| 2024 | $3,103.00 (+1.37%) | $284,700 (+9.29%) Land $64,500 Building $220,200 |
| 2023 | $3,061.00 (+21.95%) | $260,500 (+23.52%) Land $60,000 Building $200,500 |
| 2022 | $2,510.00 | $210,900 Land $53,400 Building $157,500 |
190 Smith Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Penobscot County (23019C), updated August 7, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 54th in Maine |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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