174 Smith Rd, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 174 Smith Rd, Hermon, ME 04401 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,288 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$188,500 (Nov 2006)
Tax Bill	$3,638 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HERM M:013 B:153 L:000`

Property Details

APN / Parcel Number

Primary APN	`HERM M:013 B:153 L:000`
Alternative APN	`2836`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
Basement Area	432 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Raised Ranch
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2836
Street Address	174 SMITH RD
City	HERMON
State	ME
Zip	04401-0726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SMITH ROAD FINAL PLAN
Legal Block	153
Jurisdiction	HERMON ME
Township / Civil Division	HERMON
Census Block Group	2
Census Block	2015
Census Tract	10000

Owner

Source: Penobscot County and Hermon Town records · APN HERM M:013 B:153 L:000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	174 SMITH RD, HERMON, ME 04401-0726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 29, 2006 · Amount on Record
Deed Sale	Nov 29, 2006 · Amount on Record
Deed Book / Page	10741 / 38
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERMON ME
Recording Date	Oct 28, 2019
Property Address	174 SMITH RD, HERMON, ME 04401-0726
Document Number	0153300330
Book / Page	015330 / 000330
Instrument Date	Oct 24, 2019
Instrument	32927
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 ELM ST NEWPORT ME 049533125, NEWPORT, ME 04953-3125

Mortgage

Document Number	153300333
Date	Oct 28, 2019
Book Page	015330/000333
Instrument	32928

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

Tax Assessment & Valuation

Source: Penobscot County and Hermon Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,638.00 (+21.75%)	$307,000 (+12%) Land $66,200 Building $240,800
2024	$2,988.00 (+1.39%)	$274,100 (+9.29%) Land $59,000 Building $215,100
2023	$2,947.00 (+22.43%)	$250,800 (+23.97%) Land $54,900 Building $195,900	$302,005
2022	$2,407.00	$202,300 Land $48,800 Building $153,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), updated August 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230190100002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	4 (1993–2007)
Most Recent Claim	Apr 2007, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.