176 Smith Rd, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 176 Smith Rd, Hermon, ME 04401 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,303 sqft · built 2004
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on File
Last Sale	$362,000 (Jul 2022)
Tax Bill	$3,671 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HERM M:013 B:154 L:000`

Property Details

APN / Parcel Number

Primary APN	`HERM M:013 B:154 L:000`
Alternative APN	`2113`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,303 sqft Living Area
Basement Area	468 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	50,530 sqft (1.16 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2113
Street Address	176 SMITH RD
City	HERMON
State	ME
Zip	04401-0726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	154
Jurisdiction	HERMON ME
Township / Civil Division	HERMON
Census Block Group	2
Census Block	2015
Census Tract	10000

Owner

Source: Penobscot County and Hermon Town records · APN HERM M:013 B:154 L:000

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	176 SMITH RD, HERMON, ME 04401-0726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 03, 2017	Deed of Trust, Mortgage BANGOR SAVINGS BANK
Jul 08, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Nov 20, 2017	Warranty Deed, Transfer · ARM MAINE SAVINGS FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 08, 2022 · Amount on Record
Deed Sale	Jul 08, 2022 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	202219265
Deed Book / Page	16543 / 60
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	176 SMITH RD, HERMON, ME 04401-0726
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146600015
Date	Nov 03, 2017
Book Page	14660/0015
Instrument	000000034791

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 17, 2032

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERMON ME
Recording Date	Jul 08, 2022
Property Address	176 SMITH RD, HERMON, ME 04401-0726
Document Number	0165430060
Book / Page	16543 / 60
Instrument Date	Jul 07, 2022
Instrument	19265
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 FALVEY ST, BANGOR, ME 04401-3351

Mortgage

Document Number	0000019266
Date	Jul 08, 2022
Instrument	19266

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERMON ME
Recording Date	Nov 20, 2017
Property Address	176 SMITH RD, HERMON, ME 04401-0726
Document Number	0146750046
Book / Page	14675 / 0046
Instrument	000000036698
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036699
Date	Nov 20, 2017
Instrument	000000036699

Lender

Name	MAINE SAVINGS FCU

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Dec 01, 2022

Tax Assessment & Valuation

Source: Penobscot County and Hermon Town records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,671.00 (+25.33%)	$309,800 (+15.3%) Land $66,400 Building $243,400
2024	$2,929.00 (+1.31%)	$268,700 (+9.23%) Land $59,100 Building $209,600
2023	$2,891.00 (+12.32%)	$246,000 (+13.73%) Land $55,100 Building $190,900
2022	$2,574.00	$216,300 Land $49,000 Building $167,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), updated August 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230190100002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1993–2007)
Most Recent Claim	Apr 2007, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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