Polk County property record for 190 Overlook Cir, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,115 sqft · built 1939 |
| Lot Size | 2.43 acres (105,851 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $340,000 (Mar 2016) |
| Tax Bill | $4,397 (2026) |
| Deeds & Mortgages | Sep 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | P36-25 |
| Primary APN | P36-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,115 sqft Finished Area |
| Basement Area | 743 sqft |
| Finished Basement | 479 sqft |
| Unfinished Basement | 264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 105,851 sqft (2.43 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Account Number | 53870 |
|---|---|
| Street Address | 190 OVERLOOK CIR |
| City | TRYON |
| State | NC |
| Zip | 28782-3233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M |
| Legal Description | 236, 0G07I G-WOODS OVERLOOK |
| Legal Subdivision | G-WOODS OVERLOOK |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 920304 |
190 Overlook Cir is held in a trust since March 2016.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 501 LISTER RD, LANDRUM, SC 29356-9265 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2016 · Amount on File |
| Deed Sale | Mar 7, 2016 · Amount on File |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 418 / 52 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Sep 28, 2020 |
| Property Address | 190 OVERLOOK CIR, TRYON, NC 28782-3233 |
| Document Number | 000452/775 |
| Book / Page | 452 / 775 |
| Map Reference | FILE F PG 635 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 501 LISTER RD, LANDRUM, SC 29356-9265 |
The 2026 property tax bill for 190 Overlook Cir was $4,397, up 25.1% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,397.00 (+25.09%) | $749,540 (+20.82%) Land $171,450 Building $578,090 | $749,540 (+20.82%) Land $171,450 Building $578,090 |
| 2025 | $3,515.00 | $620,383 Land $171,450 Building $448,933 | $620,383 Land $171,450 Building $448,933 |
| 2023 | $3,254.00 | $470,706 Land $129,155 Building $341,551 | |
| 2021 | $470,706 Land $129,155 Building $341,551 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Overlook Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1984–2018) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | May 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Overlook Cir is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRYON serves 5,494 people · EPA ID NC0175010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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