Polk County property record for 170 Overlook Cir, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,163 sqft · built 1937 |
| Lot Size | 1.45 acres (63,162 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $291,000 (Apr 2009) |
| Tax Bill | $2,985 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P36-24 |
| Primary APN | P36-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,163 sqft Finished Area |
| Attic | Attic |
| Attic Area | 194 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Logs |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 63,162 sqft (1.45 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 37509 |
|---|---|
| Street Address | 170 OVERLOOK CIR |
| City | TRYON |
| State | NC |
| Zip | 28782-3233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M |
| Legal Description | 236, 0G07I G-WOODS OVERLOOK |
| Legal Subdivision | G-WOODS OVERLOOK |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 920304 |
170 Overlook Cir is owned and occupied by two individuals who bought it in April 2009.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 170 OVERLOOK CIR, TRYON, NC 28782-3233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2009 · Amount on File |
| Deed Sale | Apr 30, 2009 · Amount on File |
| Prior Sale | Jul 8, 2008 · Amount on File |
| Deed Book / Page | 372 / 1742 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 170 OVERLOOK CIR, TRYON, NC 28782-3233 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 428/2230 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 428/2230 |
| Instrument | 004662500012 |
| Name | SUN TRUST BANK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 170 Overlook Cir was $2,985, up 3.5% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,985.00 (+3.5%) | $508,916 (-) Land $119,250 Building $389,666 | $508,916 (-) Land $119,250 Building $389,666 |
| 2025 | $2,884.00 | $508,916 Land $119,250 Building $389,666 | $508,916 Land $119,250 Building $389,666 |
| 2023 | $2,587.00 | $374,307 Land $101,325 Building $272,982 | |
| 2021 | $374,307 Land $101,325 Building $272,982 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 170 Overlook Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1984–2018) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | May 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 170 Overlook Cir is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRYON serves 5,494 people · EPA ID NC0175010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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