120 Overlook Cir, Tryon, NC 28782 Property Records

Polk County property record for 120 Overlook Cir, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 1978
Lot Size	0.538 acres (23,435 sqft)
Owner	2 Individual Names on Record
Last Sale	$336,000 (Nov 2020)
Tax Bill	$1,625 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P36-115`

Property Details

APN / Parcel Number

Primary APN	`P36-115`
Alternative APN	`56510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,736 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	23,435 sqft (0.538 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	56510
Street Address	120 OVERLOOK CIR
City	TRYON
State	NC
Zip	28782-3233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	236, 0G07I G-WOODS OVERLOOK
Legal Subdivision	G-WOODS OVERLOOK
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1011
Census Tract	920304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	586 OXFORD LN, LINDENHURST, IL 60046-7876
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
May 31, 2019	Warranty Deed, Transfer
Nov 16, 2018	Warranty Deed, Transfer
Jul 2, 2018	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	May 31, 2019 · Amount on Record
Deed Book / Page	453 / 2167
Prior Transfer Date	Mar 14, 2018
Prior Transfer Doc	00434/1014
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Nov 10, 2020
Property Address	120 OVERLOOK CIR, TRYON, NC 28782-3233
Document Number	00453/2167
Book / Page	453 / 2167
Map Reference	PL 757C
Instrument Date	Nov 5, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$672.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	89 PAINE CT, 89, FLAT ROCK, NC 28731-5816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 OXFORD LN, LINDENHURST, IL 60046-7876

Mortgage

Document Number	0004532172
Date	Nov 10, 2020
Instrument	453/2172

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 31, 2019
Property Address	120 OVERLOOK CIR, TRYON, NC 28782-3233
Document Number	00440/2362
Book / Page	440 / 2362
Instrument Date	May 24, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 OVERLOOK CIR, TRYON, NC 28782-3233

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Nov 16, 2018
Property Address	120 OVERLOOK CIR, TRYON, NC 28782-3233
Document Number	000437/411
Book / Page	437 / 411
Instrument Date	Nov 13, 2018
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 OVERLOOK CIR, TRYON, NC 28782-3233

July 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	POLK NC
Recording Date	Jul 2, 2018
Property Address	120 OVERLOOK CIR, TRYON, NC 28782-3233
Document Number	00434/1014
Book / Page	434 / 1014
Instrument Date	Mar 14, 2018
Transaction Type	Foreclosure
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 7TH ST NW, WASHINGTON, DC 20004
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,625.00 (+3.5%)	$277,082 (-) Land $36,315 Building $240,767	$277,082 (-) Land $36,315 Building $240,767
2025	$1,570.00 (+6.88%)	$277,082 (+30.33%) Land $36,315 Building $240,767	$277,082 (+30.33%) Land $36,315 Building $240,767
2023	$1,469.00	$212,596 Land $31,473 Building $181,123
2021			$212,596 Land $31,473 Building $181,123

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Overlook Cir

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