190 Main St, Warwick, MD 21912 Property Records

Cecil County property record for 190 Main St, Warwick, MD 21912

Property Summary

Property Type	Single Family Home
Details	1 ba · 988 sqft · built 1941
Lot Size	0.196 acres (8,537 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Feb 2025)
Tax Bill	$2,040 (2026)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-016393`

Property Details

APN / Parcel Number

Primary APN	`01-016393`
Alternative APNs	`1016393` `016393`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Total Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,537 sqft (0.196 acres)
Garage Type	Detached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	50 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	016393
Street Address	190 MAIN ST
City	WARWICK
State	MD
Zip	21912-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Description	.196 ACRE 190 MAIN STREET WARWICK
Legal Subdivision	CHESTERFIELD
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	2
Census Block	2029
Census Tract	30100

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	190 MAIN ST, WARWICK, MD 21912-1117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2025 · Amount on Record
Deed Sale	Feb 6, 2025 · Amount on Record
Prior Sale	Feb 15, 2019 · Amount on Record
Deed Book / Page	5575 / 478
Record Updated	Oct 29, 2026

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Feb 15, 2019
Property Address	190 MAIN ST, WARWICK, MD 21912-1117
Document Number	0043620139
Book / Page	004362 / 000139
Instrument Date	Feb 8, 2019
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	KIRSH TITLE SERVICES, KIRSH TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	190 MAIN ST WARWICK MD 219121117, WARWICK, MD 21912-1117

Mortgage

Document Number	43620146
Date	Feb 15, 2019
Book Page	004362/000146

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2049

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,040.00 (+5.43%)	$182,600 (+17.38%)	$193,800 (+20.97%) Land $53,700 Building $140,100
2025	$1,935.00 (+79.5%)
2023	$1,078.00 Homeowner's exemption	$155,567	$160,200 Land $53,700 Building $106,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: RiverNet.

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