186 Main St, Warwick, MD 21912 Property Records

Cecil County property record for 186 Main St, Warwick, MD 21912

Property Summary

Property Type	Single Family Home
Details	1 ba · 918 sqft · built 1952
Lot Size	0.329 acres (14,331 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Dec 2025)
Tax Bill	$1,626 (2026)
Deeds & Mortgages	Dec 2025 Sale Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-011154`

Property Details

APN / Parcel Number

Primary APN	`01-011154`
Alternative APNs	`1011154` `011154`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	918 sqft Total Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,331 sqft (0.329 acres)
Garage Type	Detached
Garage Area	657 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	011154
Street Address	186 MAIN ST
City	WARWICK
State	MD
Zip	21912-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Description	.329 ACRE 186 MAIN STREET WARWICK
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	2
Census Block	2029
Census Tract	30100

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 LANCE CT, ELKTON, MD 21921-7221
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed, Transfer KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC
Sep 12, 2025	Deed, Transfer CAMAPLAN FBO ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Sep 12, 2025 · Amount on Record
Deed Book / Page	5712 / 476
Prior Transfer Date	Jan 4, 2013
Prior Transfer Doc	0033290471
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Dec 16, 2025
Property Address	186 MAIN ST, WARWICK, MD 21912-1117
Document Number	0057120476
Book / Page	5712 / 476
Instrument Date	Dec 1, 2025
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$1,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10 LANCE CT, ELKTON, MD 21921-7221

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Sep 12, 2025
Property Address	186 MAIN ST, WARWICK, MD 21912-1117
Document Number	0056670452
Book / Page	5667 / 452
Instrument Date	Aug 22, 2025
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	135 E STATE ST, KENNETT SQUARE, PA 19348-3109

Mortgage

Document Number	0005667457
Date	Sep 12, 2025
Instrument	5667/457

Lender

Name	CAMAPLAN FBO ETAL
Type	Private Party

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0056670463
Date	Sep 12, 2025
Book Page	5667/463

Lender

Name	ROGER WOLLASTON
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,626.00 (+4.9%)	$144,433 (+6.07%)	$152,700 (-) Land $67,300 Building $85,400
2025	$1,550.00 (+5.3%)	$136,167 (+6.46%)	$152,700 (+19.39%) Land $67,300 Building $85,400
2023	$1,472.00	$127,900 Land $67,300 Building $60,600	$127,900 Land $67,300 Building $60,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: RiverNet.

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