181 Main St, Warwick, MD 21912 Property Records

Cecil County property record for 181 Main St, Warwick, MD 21912 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bathrooms	1 Baths
Year Built	Built 1976
Square Footage	1,325 sqft Total Area
Lot Size	566,280 sqft (13 acres)
Garage	Attached, 625 sqft
Occupancy	Owner Occupied
Tax Bill	$2,235.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`01-013157`
Alternative APNs	`1013157` `013157`

Interior

Full Baths	1 Baths
Building Area	1,325 sqft Total Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	566,280 sqft (13 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	625 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	1,800 sqft Shed
Deck Area	64 sqft Deck
Porch	1 Porch
Porch Area	300 sqft Porch

Utilities and HVAC

Heating Fuel	Electric Heating Fuel
Sewage	Sewage Connected

Location & Zoning

Account Number	013157
Street Address	181 MAIN ST
City	WARWICK
State	MD
Zip	21912-1054
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	13 ACRES 181 MAIN STREET AT WARWICK
Jurisdiction	CECIL MD
Minor Civil Division	1, CECILTON
Census Blockgroup	2
Census Block	2000
Census Tract	30100

Owner

Source: Cecil County records · APN 01-013157

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 75, WARWICK, MD 21912-0075
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	181 MAIN ST, WARWICK, MD 21912-1054
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050470330
Date	Nov 30, 2021
Book Page	5047/330

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,100 (+32.12%)	$266,800 (+45.24%) Land $89,900 Building $176,900
2025	$2,235.00 (+64.58%) Homeowner's exemption
2023	$1,358.00 Homeowner's exemption	$180,967	$183,700 Land $89,900 Building $93,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.